# iQmobile Banking vs Towpath CU

The clearest difference is rating: iQmobile Banking at 4.9 against Towpath CU's 3.3. iQmobile Banking also leads on review sentiment (54% vs 27%) and ratings volume (7.3K vs 19). Towpath CU's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iQmobile Banking holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: iQmobile Banking has 7.3K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 54% of iQmobile Banking's written reviews are positive against 27% of Towpath CU's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.

## The numbers

| Metric | iQmobile Banking | Towpath CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.3K ratings)](https://appshunter.io/ios/app/iqmobile-banking/id336847564/reviews)** | [3.3 (19 ratings)](https://appshunter.io/ios/app/towpath-cu/id475125127/reviews) |
| Number of ratings | **7.3K** | 19 |
| Positive reviews | **54.2% of reviews** | 26.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 132 MB | 151 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [iQ Credit Union](https://appshunter.io/developer/336847567) | [Towpath Credit Union](https://appshunter.io/developer/475126170) |

## What reviewers say

### iQmobile Banking

[App page](https://appshunter.io/ios/app/iqmobile-banking/id336847564)

Manage your personal finances conveniently from your mobile device. Check balances, view transaction history, transfer funds, and pay bills with ease. Offers additional features like card management and check deposit.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Card management, Deposit checks, ATM/Branch locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Responsive support
- 👍 Friendly and knowledgeable employees
- 🚀 Efficient app and banking experience
- 🔒 Secure and reliable

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- 🐛 Login and navigation issues
- 🐛 Unreliable mobile check deposit
- 🔒 Security concerns with password storage
- 🔋 High battery consumption

**Reported bugs**

- App crashes on mobile check deposit
- Login screen freezes
- Transfers not showing up immediately
- Orientation locked in portrait mode
- Push notifications not working as expected

**Requested features**

- Add notifications for account activity
- Improve mobile check deposit experience
- Implement Face ID/Touch ID support
- Allow app to rotate on tablets
- Provide more detailed transaction history


### Towpath CU

[App page](https://appshunter.io/ios/app/towpath-cu/id475125127)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and view transaction history. Locate nearby branches and ATMs, and manage account alerts for enhanced security.

**Highlights:** Check account balances, Transfer funds, Pay loans and credit cards, View check images, Access account history, Locate branches and ATMs, Manage mobile text alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iQmobile Banking free?

iQmobile Banking is free to download, with no in-app purchases.

### Is Towpath CU free?

Towpath CU is free to download, with no in-app purchases.

### Which has better reviews, iQmobile Banking or Towpath CU?

iQmobile Banking is rated higher. iQmobile Banking averages 4.9 out of 5 from 7.3K ratings, while Towpath CU averages 3.3 from 19 ratings.

### Do iQmobile Banking or Towpath CU have ads?

Neither iQmobile Banking nor Towpath CU shows ads.

### Which is updated more often, iQmobile Banking or Towpath CU?

iQmobile Banking ships an update monthly, and Towpath CU monthly. Most recently, iQmobile Banking was updated on October 29, 2026 and Towpath CU on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*