# NB|AZ Mobile Banking vs PayGround

The clearest difference is rating: NB|AZ Mobile Banking at 4.8 against PayGround's 3.6. NB|AZ Mobile Banking also leads on ratings volume (10K vs 34) and review sentiment (50% vs 27%). PayGround's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 18.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NB|AZ Mobile Banking holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: NB|AZ Mobile Banking has 10K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 50% of NB|AZ Mobile Banking's written reviews are positive against 27% of PayGround's.

NB|AZ Mobile Banking ships an update monthly, PayGround every 6 weeks. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | NB|AZ Mobile Banking | PayGround |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (10K ratings)](https://appshunter.io/ios/app/nbaz-mobile-banking/id337007406/reviews)** | [3.6 (34 ratings)](https://appshunter.io/ios/app/payground/id1576559175/reviews) |
| Number of ratings | **10K** | 34 |
| Positive reviews | **50.0% of reviews** | 27.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 106 MB | 54 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802) | [PayGround, Inc.](https://appshunter.io/developer/1576559177) |

## What reviewers say

### NB|AZ Mobile Banking

[App page](https://appshunter.io/ios/app/nbaz-mobile-banking/id337007406)

Manage personal and business finances with ease. View account details, transfer funds, pay bills, deposit checks, and control your cards. Offers advanced security features and tools for invoicing and getting paid.

**Highlights:** View account balances and activity, Mobile check deposit, Send/receive money with Zelle®, Bill pay and wire transfers, Lock/unlock cards, Create and send invoices, Biometric sign-in

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile deposit

**What reviewers complain about**

- 🐛 Frequent login/app issues
- 🔨 Frustrating UI changes
- 🤔 Missing key features (e.g., pending transactions, Zelle)

**Reported bugs**

- Login errors (e.g., error code 1003)
- Inconsistent mobile deposit functionality
- Compatibility issues with iOS updates

**Requested features**

- Bring back previous app layout
- Add support for iPad landscape mode
- Improve two-factor authentication process


### PayGround

[App page](https://appshunter.io/ios/app/payground/id1576559175)

Easily manage and pay all your healthcare bills from one place. Simply snap a picture of your bill, enter provider information, and choose your payment method for a streamlined experience.

**Highlights:** Pay all medical bills, Family bill management, Secure payment processing, AES 256-bit encryption, PCI-DSS Level 1 certified

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NB|AZ Mobile Banking free?

NB|AZ Mobile Banking is free to download, with no in-app purchases.

### Is PayGround free?

PayGround is free to download, with no in-app purchases.

### Which has better reviews, NB|AZ Mobile Banking or PayGround?

NB|AZ Mobile Banking is rated higher. NB|AZ Mobile Banking averages 4.8 out of 5 from 10K ratings, while PayGround averages 3.6 from 34 ratings.

### Do NB|AZ Mobile Banking or PayGround have ads?

Neither NB|AZ Mobile Banking nor PayGround shows ads.

### Which is updated more often, NB|AZ Mobile Banking or PayGround?

NB|AZ Mobile Banking ships an update monthly, and PayGround every 6 weeks. Most recently, NB|AZ Mobile Banking was updated on October 22, 2026 and PayGround on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*