# 交通银行 vs UnionPay APP

The clearest difference is rating: 交通银行 at 3.6 against UnionPay APP's 1.9. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

交通银行 holds the better App Store score, 3.6 against 1.9. Both are backed by a comparable volume of ratings — 385 and 569 respectively. Written reviews point the same way: 16% of 交通银行's written reviews are positive against 8% of UnionPay APP's.

交通银行 ships an update every 6 weeks, UnionPay APP monthly. Both last shipped on September 24, 2026.

## The numbers

| Metric | 交通银行 | UnionPay APP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (385 ratings)](https://appshunter.io/ios/app/id337876534/reviews)** | [1.9 (569 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews) |
| Number of ratings | 385 | **569** |
| Positive reviews | **15.8% of reviews** | 8.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | — | Free |
| Size | 348 MB | 224 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [交通银行](https://appshunter.io/developer/337876537) | [中国银联](https://appshunter.io/developer/433602057) |

## What reviewers say

### 交通银行

[App page](https://appshunter.io/ios/app/id337876534)

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface design
- 💰 Competitive fund purchase fees
- 🏦 Comprehensive banking services
- 🔒 Secure financial transactions
- 😊 Reliable customer service

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🎨 Overly complex and cluttered UI design
- 📱 Poor compatibility with newer devices
- 🔐 Forced facial recognition requirement

**Reported bugs**

- App crashes on startup or during login
- Freezing at loading screen indefinitely
- White screen display errors
- Touch ID and Face ID authentication hangs
- Cannot download app from store

**Requested features**

- Touch ID and Face ID support
- Simplified and cleaner interface
- Tab bar navigation restoration
- Faster app loading performance
- Better offline functionality


### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


## Frequently asked questions

### Is 交通银行 free?

交通银行 is free to download, with no in-app purchases.

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Which has better reviews, 交通银行 or UnionPay APP?

交通银行 is rated higher. 交通银行 averages 3.6 out of 5 from 385 ratings, while UnionPay APP averages 1.9 from 569 ratings.

### Do 交通银行 or UnionPay APP have ads?

Neither 交通银行 nor UnionPay APP shows ads.

### Which is updated more often, 交通银行 or UnionPay APP?

交通银行 ships an update every 6 weeks, and UnionPay APP monthly. Most recently, 交通银行 was updated on September 24, 2026 and UnionPay APP on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*