# Leumi vs Reflect

The clearest difference is rating: Leumi at 4.5 against Reflect's 3.5. Leumi also leads on ratings volume (1.3K vs 307). Reflect's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Leumi holds the better App Store score, 4.5 against 3.5. Both are backed by a comparable volume of ratings — 1.3K and 307 respectively. Written reviews complicate that: 16% of Leumi's written reviews are positive against 21% of Reflect's, so the app with the better star average is not the one people write more warmly about.

Leumi ships an update every 3 weeks, Reflect monthly. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Leumi | Reflect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.3K ratings)](https://appshunter.io/ios/app/leumi/id337963192/reviews)** | [3.5 (307 ratings)](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708/reviews) |
| Number of ratings | **1.3K** | 307 |
| Positive reviews | 15.6% of reviews | **21.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 412 MB | 532 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bank Leumi Ltd](https://appshunter.io/developer/337963195) | [Arab Bank PLC](https://appshunter.io/developer/766458474) |

## What reviewers say

### Leumi

[App page](https://appshunter.io/ios/app/leumi/id337963192)

Manage your finances and banking needs with this advanced mobile application. Perform transactions, deposit checks, order cards, and access personalized insights. Get support through AI chat or directly from your banker.

**Highlights:** Open bank accounts digitally, Transfer money and deposit checks, Manage credit cards and savings, Exchange foreign currency, AI-powered customer support, Direct banker communication, Multilingual support (Hebrew, English, Arabic, Russian, French)

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Useful insights
- 🚀 Simple navigation

**What reviewers complain about**

- 🐛 Crashes and bugs
- 🔒 Security issues
- 🔋 High battery drain
- 👎 Poor user experience

**Reported bugs**

- Login and authentication problems
- Inability to complete transactions
- Inconsistent app behavior
- Compatibility issues with newer devices

**Requested features**

- English language support
- Face ID/Touch ID integration
- Improved responsive design
- Deposit check functionality
- Cryptocurrency support


### Reflect

[App page](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708)

Manage your finances and lifestyle needs with this comprehensive banking app. Send, spend, and save money, shop with a one-click checkout, and automate your savings goals. Earn rewards and prizes through various activities.

**Highlights:** Digital Wallet Account, Personalized Marketplace, Flexible Top-ups & Withdrawals, Loyalty Points & Cash Rewards, Instant Payments & Bill Pay, Automated Saving Spaces, Spin & Win Prizes, Digital Account Opening

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Leumi free?

Leumi is free to download, with no in-app purchases.

### Is Reflect free?

Reflect is free to download, with no in-app purchases.

### Which has better reviews, Leumi or Reflect?

Leumi is rated higher. Leumi averages 4.5 out of 5 from 1.3K ratings, while Reflect averages 3.5 from 307 ratings.

### Do Leumi or Reflect have ads?

Leumi shows ads; Reflect does not.

### Which is updated more often, Leumi or Reflect?

Leumi ships an update every 3 weeks, and Reflect monthly. Most recently, Leumi was updated on September 25, 2026 and Reflect on September 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*