# Discover Mobile vs Current

The clearest difference is ratings volume: Discover Mobile at 5.2M against Current's 197K. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Discover Mobile against 4.8 for Current. That said, the two scores are not equally well evidenced: Discover Mobile has 5.2M ratings behind it against 197K, so its average is the more settled of the two. Written reviews are what separate them: 63% of Discover Mobile's written reviews are positive against 59% of Current's.

Discover Mobile ships an update fortnightly, Current every 2 weeks. Both last shipped on September 29, 2026.

## The numbers

| Metric | Discover Mobile | Current |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.2M ratings)](https://appshunter.io/ios/app/discover-mobile/id338010821/reviews)** | [4.8 (197K ratings)](https://appshunter.io/ios/app/current-mobile-banking/id1077366211/reviews) |
| Number of ratings | **5.2M** | 197K |
| Positive reviews | **63.4% of reviews** | 58.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Best chart rank | #94 | **#43** |
| Size | 190 MB | 147 MB |
| Requires iOS | **16.1** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Discover Financial Services](https://appshunter.io/developer/338010824) | [Finco Services, Inc.](https://appshunter.io/developer/1077366210) |

## What reviewers say

### Discover Mobile

[App page](https://appshunter.io/ios/app/discover-mobile/id338010821)

**Currently charting:** #94 Top Free · Finance (US App Store)

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

**Highlights:** Account balance and transaction viewing, Payment management and scheduling, Rewards redemption, FICO Credit Score access, Account freezing, Mobile check deposit, Secure messaging

**Features:** Apple Wallet, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Smooth and easy-to-use app
- 💳 Great credit card with rewards
- 🔒 Secure and reliable
- 💳 Helpful for building credit

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service and unresponsive to issues
- 💳 Difficult to get credit limit increases
- 💳 Unfair credit reporting practices
- 💳 Holding funds hostage and difficult to access money

**Reported bugs**

- App crashes on launch for some users
- Inconsistent behavior when scheduling payments
- Incorrect credit score reporting and account information

**Requested features**

- Allow more than 3 weeks of transaction history in the app
- Improve login process and Face ID/Touch ID functionality
- Provide more transparency and control over account settings
- Enhance international usage and support


### Current

[App page](https://appshunter.io/ios/app/current-mobile-banking/id1077366211)

**Currently charting:** #43 Top Free · Finance (US App Store)

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

**Highlights:** Get paid up to 2 days early, Advance paycheck up to $750, Overdraft fee-free banking, Build credit while banking, Earn 1% cash back on dining/groceries, Earn up to 4.00% bonus on savings, Access 40,000+ fee-free ATMs

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck deposits
- 💳 Unique and stylish debit card design
- 💰 Competitive savings interest rates
- 🔒 Secure banking experience
- 💸 Helpful overdraft protection

**What reviewers complain about**

- 🕰️ Slow mobile check deposit process
- 🤖 Inconsistent and impersonal customer service
- 🔍 Difficulty resolving disputes and fraudulent charges
- 🔒 Security and account access issues
- 💳 Limitations on ATM withdrawals and card usage

**Reported bugs**

- Accounts being locked or suspended without explanation
- Funds disappearing from accounts with no recourse
- Recurring issues with mobile check deposits

**Requested features**

- Joint account and family management tools
- Expanded mobile check deposit limits
- Faster response times for customer support
- More transparent dispute resolution process
- Improved security and account recovery options


## Frequently asked questions

### Is Discover Mobile free?

Discover Mobile is free to download, with no in-app purchases.

### Is Current free?

Current is free to download, with no in-app purchases.

### Which has better reviews, Discover Mobile or Current?

Discover Mobile is rated higher. Discover Mobile averages 4.9 out of 5 from 5.2M ratings, while Current averages 4.8 from 197K ratings.

### Do Discover Mobile or Current have ads?

Neither Discover Mobile nor Current shows ads.

### Which is updated more often, Discover Mobile or Current?

Discover Mobile ships an update fortnightly, and Current every 2 weeks. Most recently, Discover Mobile was updated on September 29, 2026 and Current on September 29, 2026.

### Which is more popular, Discover Mobile or Current?

Discover Mobile currently peaks at #94 in the App Store charts, and Current at #43. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*