# Discover Mobile vs Amex

The clearest difference is ads: Discover Mobile at none against Amex's shown. Discover Mobile also leads on iOS requirement (16.1 vs 18.2). Amex's advantage is chart position (#27 vs #98). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Discover Mobile against 4.9 for Amex. Both are backed by a comparable volume of ratings — 5.2M and 4.4M respectively. Written reviews split almost evenly too, at 64% and 63% positive.

Discover Mobile ships an update fortnightly, Amex every 2 weeks. Both last shipped on September 26, 2026.

## The numbers

| Metric | Discover Mobile | Amex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (5.2M ratings)](https://appshunter.io/ios/app/discover-mobile/id338010821/reviews) | [4.9 (4.4M ratings)](https://appshunter.io/ios/app/amex/id362348516/reviews) |
| Number of ratings | **5.2M** | 4.4M |
| Positive reviews | **63.5% of reviews** | 62.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | Free |
| Best chart rank | #98 | **#27** |
| Size | 190 MB | 512 MB |
| Requires iOS | **16.1** | 18.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Discover Financial Services](https://appshunter.io/developer/338010824) | [American Express](https://appshunter.io/developer/362348519) |

## What reviewers say

### Discover Mobile

[App page](https://appshunter.io/ios/app/discover-mobile/id338010821)

**Currently charting:** #98 Top Free · Finance (US App Store)

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

**Highlights:** Account balance and transaction viewing, Payment management and scheduling, Rewards redemption, FICO Credit Score access, Account freezing, Mobile check deposit, Secure messaging

**Features:** Apple Wallet, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Smooth and easy-to-use app
- 💳 Great credit card with rewards
- 🔒 Secure and reliable
- 💳 Helpful for building credit

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service and unresponsive to issues
- 💳 Difficult to get credit limit increases
- 💳 Unfair credit reporting practices
- 💳 Holding funds hostage and difficult to access money

**Reported bugs**

- App crashes on launch for some users
- Inconsistent behavior when scheduling payments
- Incorrect credit score reporting and account information

**Requested features**

- Allow more than 3 weeks of transaction history in the app
- Improve login process and Face ID/Touch ID functionality
- Provide more transparency and control over account settings
- Enhance international usage and support


### Amex

[App page](https://appshunter.io/ios/app/amex/id362348516)

**Currently charting:** #27 Top Free · Finance (US App Store)

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

**Highlights:** Secure account management, Track spending and rewards, Pay bills and manage balance, Card activation and Apple Pay setup, Freeze/unfreeze credit card, Real-time alerts and notifications, Discover personalized offers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Reliable credit card with good benefits
- 🤝 Excellent customer service and support
- 🚀 Seamless app experience
- 📱 Convenient mobile app features
- 💳 Prestigious card status and recognition

**What reviewers complain about**

- 🤖 Inconsistent or unhelpful customer service
- 💳 Unexpected account changes or credit limit reductions
- 🤔 Confusing or misleading policies/offers
- 🕰️ Slow or delayed payment processing
- 🔒 Security issues with closed accounts

**Reported bugs**

- Scrolling glitches in the mobile app
- Inconsistent display of account balances
- Inability to view high-yield savings accounts

**Requested features**

- Improved rewards tracking and redemption
- Integrated dispute submission and status tracking
- Automatic offer activation based on transactions
- Better account balance and payment information
- Seamless integration between mobile app and website


## Frequently asked questions

### Is Discover Mobile free?

Discover Mobile is free to download, with no in-app purchases.

### Is Amex free?

Amex is free to download, with no in-app purchases.

### Which has better reviews, Discover Mobile or Amex?

Discover Mobile and Amex are both rated 4.9 out of 5 on the App Store, from 5.2M and 4.4M ratings respectively.

### Do Discover Mobile or Amex have ads?

Amex shows ads; Discover Mobile does not.

### Which is updated more often, Discover Mobile or Amex?

Discover Mobile ships an update fortnightly, and Amex every 2 weeks. Most recently, Discover Mobile was updated on September 26, 2026 and Amex on September 26, 2026.

### Which is more popular, Discover Mobile or Amex?

Discover Mobile currently peaks at #98 in the App Store charts, and Amex at #27. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*