# Discover Mobile vs EdFed

The clearest difference is rating: Discover Mobile at 4.9 against EdFed's 3.0. Discover Mobile also leads on review sentiment (64% vs 28%) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Discover Mobile holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Discover Mobile has 5.2M ratings behind it against 127, so its average is the more settled of the two. Written reviews point the same way: 64% of Discover Mobile's written reviews are positive against 28% of EdFed's.

Discover Mobile ships an update fortnightly, EdFed monthly. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Discover Mobile | EdFed |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.2M ratings)](https://appshunter.io/ios/app/discover-mobile/id338010821/reviews)** | [3.0 (127 ratings)](https://appshunter.io/ios/app/edfed/id433267554/reviews) |
| Number of ratings | **5.2M** | 127 |
| Positive reviews | **63.5% of reviews** | 28.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | **#99** | — |
| Size | 190 MB | 120 MB |
| Requires iOS | 16.1 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Discover Financial Services](https://appshunter.io/developer/338010824) | [Educational Federal Credit Union](https://appshunter.io/developer/1386231695) |

## What reviewers say

### Discover Mobile

[App page](https://appshunter.io/ios/app/discover-mobile/id338010821)

**Currently charting:** #99 Top Free · Finance (US App Store)

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

**Highlights:** Account balance and transaction viewing, Payment management and scheduling, Rewards redemption, FICO Credit Score access, Account freezing, Mobile check deposit, Secure messaging

**Features:** Apple Wallet, iMessage stickers

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Smooth and easy-to-use app
- 💳 Great credit card with rewards
- 🔒 Secure and reliable
- 💳 Helpful for building credit

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service and unresponsive to issues
- 💳 Difficult to get credit limit increases
- 💳 Unfair credit reporting practices
- 💳 Holding funds hostage and difficult to access money

**Reported bugs**

- App crashes on launch for some users
- Inconsistent behavior when scheduling payments
- Incorrect credit score reporting and account information

**Requested features**

- Allow more than 3 weeks of transaction history in the app
- Improve login process and Face ID/Touch ID functionality
- Provide more transparency and control over account settings
- Enhance international usage and support


### EdFed

[App page](https://appshunter.io/ios/app/edfed/id433267554)

Manage your finances on the go with this mobile banking app. View account balances, transaction history, and check images. Schedule bill payments and deposit checks remotely. Locate nearby ATMs easily.

**Highlights:** Account management, Check image viewing, Transaction history, Bill payment scheduling, Remote check deposit, ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast performance (sometimes)
- 💡 Convenient for basic banking
- ✅ Works great on iPhone
- ✅ Old app was functional

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 🐛 App crashes often
- 🐛 Login issues (locked out, wrong password)
- 🐛 Mobile deposit not working
- 🐛 Slow loading times

**Reported bugs**

- App locks and denies access after login attempts
- Cannot scan checks for mobile deposit
- Zelle feature not accessible as advertised
- Account registration fails
- Mobile deposit screen is blank or white

**Requested features**

- Zelle integration
- Improved mobile deposit functionality
- Bill pay improvements
- Full transaction history access
- FaceID/TouchID/Biometric login


## Frequently asked questions

### Is Discover Mobile free?

Discover Mobile is free to download, with no in-app purchases.

### Is EdFed free?

EdFed is free to download, with no in-app purchases.

### Which has better reviews, Discover Mobile or EdFed?

Discover Mobile is rated higher. Discover Mobile averages 4.9 out of 5 from 5.2M ratings, while EdFed averages 3.0 from 127 ratings.

### Do Discover Mobile or EdFed have ads?

Neither Discover Mobile nor EdFed shows ads.

### Which is updated more often, Discover Mobile or EdFed?

Discover Mobile ships an update fortnightly, and EdFed monthly. Most recently, Discover Mobile was updated on September 25, 2026 and EdFed on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*