# 統一證券「統一e指發」 vs Budget Flow | Expense Tracker

The clearest difference is review sentiment: Budget Flow | Expense Tracker at 90% against 統一證券「統一e指發」's 26%. Budget Flow | Expense Tracker also leads on rating (4.8 vs 3.0) and ratings volume (335 vs 5). 統一證券「統一e指發」's advantage is in-app purchases (none vs 4) and iOS requirement (13 vs 16.0). On price and ads there is nothing between them.

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. 統一證券「統一e指發」 asks for nothing beyond the download.

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 26% of 統一證券「統一e指發」's written reviews are positive against 90% of Budget Flow | Expense Tracker's.

統一證券「統一e指發」 ships an update every 5 weeks, Budget Flow | Expense Tracker every 2 weeks. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 統一證券「統一e指發」 | Budget Flow | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (5 ratings)](https://appshunter.io/ios/app/e/id340815996/reviews) | **[4.8 (335 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews)** |
| Number of ratings | 5 | **335** |
| Positive reviews | 26.4% of reviews | **90.3% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 107 MB | 147 MB |
| Requires iOS | **13** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [統一綜合證券](https://appshunter.io/developer/1117320308) | [Fabian Hasse](https://appshunter.io/developer/1529861729) |

## What reviewers say

### 統一證券「統一e指發」

[App page](https://appshunter.io/ios/app/e/id340815996)

Access real-time stock quotes, financial news, and market data for various instruments. Features include customizable watchlists, detailed charts, and intuitive navigation for quick financial information retrieval.

**Highlights:** Real-time quotes for stocks, futures, options, and indices, Comprehensive financial news and market analysis, Personalized watchlists with up to 250 items, Intuitive interface for quick information access, Detailed technical charts with multiple indicators, 5G, 4G, 3G connectivity for synchronized data

**Features:** Vision Pro support

**In-app purchases:** none


### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

**Highlights:** Track income and expenses, Manage multiple accounts and categories, Plan budgets for categories, Shared budgeting with multiple users, Secure data storage with no login, Offline functionality, Currency conversion

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


## Frequently asked questions

### Is 統一證券「統一e指發」 free?

統一證券「統一e指發」 is free to download, with no in-app purchases.

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, 統一證券「統一e指發」 or Budget Flow | Expense Tracker?

Budget Flow | Expense Tracker is rated higher. 統一證券「統一e指發」 averages 3.0 out of 5 from 5 ratings, while Budget Flow | Expense Tracker averages 4.8 from 335 ratings.

### Do 統一證券「統一e指發」 or Budget Flow | Expense Tracker have ads?

Neither 統一證券「統一e指發」 nor Budget Flow | Expense Tracker shows ads.

### Which is updated more often, 統一證券「統一e指發」 or Budget Flow | Expense Tracker?

統一證券「統一e指發」 ships an update every 5 weeks, and Budget Flow | Expense Tracker every 2 weeks. Most recently, 統一證券「統一e指發」 was updated on October 13, 2026 and Budget Flow | Expense Tracker on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*