# Scotiabank vs That's a Wrap

The clearest difference is in-app purchases: Scotiabank at none against That's a Wrap's 2. Scotiabank also leads on iOS requirement (16.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. That's a Wrap sells 2 in-app purchases, starting at $8.99 per month. Scotiabank asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Scotiabank | That's a Wrap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (20K ratings)](https://appshunter.io/ios/app/scotiabank/id341151570/reviews)** | — |
| Number of ratings | **20K** | — |
| Positive reviews | 40.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | — |
| Size | 324 MB | 51 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Bank of Nova Scotia](https://appshunter.io/developer/341151577) | [Orlando Emmanuel Garcia Liceaga](https://appshunter.io/developer/1878058394) |

## What reviewers say

### Scotiabank

[App page](https://appshunter.io/ios/app/scotiabank/id341151570)

Manage your finances with ease, security, and accessibility. Track budgets, deposit cheques, view credit scores, and access banking advisors. Enjoy personalized support and seamless switching between banking and investment apps.

**Highlights:** Budgeting and financial insights, Scene+ rewards management, Mobile cheque deposit, TransUnion credit score access, Accessibility features, Advisor booking, Enhanced security measures

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 💯 Reliable
- 🚀 Easy to use
- 👍 User-friendly interface
- 🏆 Excellent service
- 🤝 Great support from staff

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes
- 🔒 Issues with 2-step verification
- ⚠️ Unreliable account access
- 🤖 Poor customer service
- 🤕 Frustrating user experience

**Reported bugs**

- Login screen freezes
- Inability to deposit cheques or pay bills
- Accounts not showing up in the app
- Inconsistent app performance across devices
- Unexpected app crashes during use

**Requested features**

- Add dark mode option
- Improve mobile cheque deposit functionality
- Restore ability to schedule bill payments
- Display credit card reward points balance
- Provide better account management tools


### That's a Wrap

[App page](https://appshunter.io/ios/app/thats-a-wrap/id6759313303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| That's a Wrap Pro | $8.99 | per month |
| That's a Wrap | $39.99 | per year |


## Frequently asked questions

### Is Scotiabank free?

Scotiabank is free to download, with no in-app purchases.

### Is That's a Wrap free?

That's a Wrap is free to download, with in-app purchases available.

### Do Scotiabank or That's a Wrap have ads?

Neither Scotiabank nor That's a Wrap shows ads.

### Which is updated more often, Scotiabank or That's a Wrap?

Scotiabank ships an update every 2 weeks, and That's a Wrap every 2 weeks. Most recently, Scotiabank was updated on November 3, 2026 and That's a Wrap on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*