# TIAA vs MOHELA

TIAA and MOHELA both sit at 4.6 stars, but that hides the real split: 36% of TIAA's written reviews are positive against 23% of MOHELA's. MOHELA's advantage is ratings volume (47K vs 8.3K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for TIAA against 4.6 for MOHELA. That said, the two scores are not equally well evidenced: MOHELA has 47K ratings behind it against 8.3K, so its average is the more settled of the two. Written reviews are what separate them: 36% of TIAA's written reviews are positive against 23% of MOHELA's.

TIAA ships an update monthly, MOHELA every 5 weeks. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | TIAA | MOHELA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (8.3K ratings)](https://appshunter.io/ios/app/tiaa/id341447597/reviews) | **[4.6 (47K ratings)](https://appshunter.io/ios/app/mohela/id1082597420/reviews)** |
| Number of ratings | 8.3K | **47K** |
| Positive reviews | **35.6% of reviews** | 23.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 166 MB | 46 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TIAA](https://appshunter.io/developer/341447600) | [Missouri Higher Education Loan Authority](https://appshunter.io/developer/1082597419) |

## What reviewers say

### TIAA

[App page](https://appshunter.io/ios/app/tiaa/id341447597)

Manage your retirement and brokerage accounts securely with this app. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set financial goals and access support tools.

**Highlights:** Secure login (password, Touch ID, Face ID), Investment and retirement plan management, Brokerage trading (equities, ETFs, mutual funds), Financial goal monitoring, Peek View for portfolio balances, Access to support and statements, Apple Watch integration

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure with Face ID/Touch ID
- 💡 Helpful for tracking investments

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🔍 Difficult to navigate
- 🔍 Missing key features from website
- 🔍 Cluttered and unintuitive UI

**Reported bugs**

- Login issues and session expiration
- Inconsistent display of account information
- Unreliable check deposit functionality
- Compatibility problems on certain devices

**Requested features**

- Add dark mode option
- Improve performance and stability
- Provide more customization options
- Streamline navigation and information access
- Integrate more advanced investment tools


### MOHELA

[App page](https://appshunter.io/ios/app/mohela/id1082597420)

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

**Highlights:** Schedule and manage payments, View payment history, Upload forms securely, Access tax information, Secure account access, Messaging capabilities

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient payment options
- 🚀 User-friendly interface
- 🚀 Helpful customer service
- 🚀 Straightforward account management

**What reviewers complain about**

- 🐛 Login issues and password reset problems
- 🐛 Inconsistent app functionality
- 🐛 Lack of communication from the company
- 🐛 Difficulty making payments and managing loans
- 🐛 Poor customer service and long wait times

**Reported bugs**

- App crashes and freezes frequently
- Saved bank account information being deleted
- Face ID/biometric login not working consistently
- Confusing error messages and navigation

**Requested features**

- Ability to apply payments directly to principal
- Option to view payment history and loan details within the app
- Improved notification system to keep users informed
- Integration of website features into the mobile app


## Frequently asked questions

### Is TIAA free?

TIAA is free to download, with no in-app purchases.

### Is MOHELA free?

MOHELA is free to download, with no in-app purchases.

### Which has better reviews, TIAA or MOHELA?

MOHELA is rated higher. TIAA averages 4.6 out of 5 from 8.3K ratings, while MOHELA averages 4.6 from 47K ratings.

### Do TIAA or MOHELA have ads?

Neither TIAA nor MOHELA shows ads.

### Which is updated more often, TIAA or MOHELA?

TIAA ships an update monthly, and MOHELA every 5 weeks. Most recently, TIAA was updated on September 24, 2026 and MOHELA on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*