# TIAA vs Inspira Mobile®

The clearest difference is review sentiment: TIAA at 35% against Inspira Mobile®'s 7%. TIAA also leads on monetization model (free vs free with in-app purchases) and rating (4.6 vs 4.3). Inspira Mobile®'s advantage is ratings volume (42K vs 8.3K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TIAA holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: Inspira Mobile® has 42K ratings behind it against 8.3K, so its average is the more settled of the two. Written reviews point the same way: 35% of TIAA's written reviews are positive against 7% of Inspira Mobile®'s.

TIAA ships an update monthly, Inspira Mobile® every 2 weeks. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | TIAA | Inspira Mobile® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (8.3K ratings)](https://appshunter.io/ios/app/tiaa/id341447597/reviews)** | [4.3 (42K ratings)](https://appshunter.io/ios/app/inspira-mobile/id411486575/reviews) |
| Number of ratings | 8.3K | **42K** |
| Positive reviews | **35.2% of reviews** | 7.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 167 MB | 88 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [TIAA](https://appshunter.io/developer/341447600) | [Inspira Financial Health, Inc.](https://appshunter.io/developer/411486578) |

## What reviewers say

### TIAA

[App page](https://appshunter.io/ios/app/tiaa/id341447597)

Manage your retirement and brokerage accounts with secure, convenient access to your finances. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set and monitor savings goals for your financial future.

**Highlights:** Retirement and brokerage account management, Investment and fund performance tracking, Brokerage trading (equities, ETFs, mutual funds), Financial goal monitoring, Secure login with Face ID/Touch ID, Peek View for balance checks, Apple Watch integration

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure with Face ID/Touch ID
- 💡 Helpful for tracking investments

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🔍 Difficult to navigate
- 🔍 Missing key features from website
- 🔍 Cluttered and unintuitive UI

**Reported bugs**

- Login issues and session expiration
- Inconsistent display of account information
- Unreliable check deposit functionality
- Compatibility problems on certain devices

**Requested features**

- Add dark mode option
- Improve performance and stability
- Provide more customization options
- Streamline navigation and information access
- Integrate more advanced investment tools


### Inspira Mobile®

[App page](https://appshunter.io/ios/app/inspira-mobile/id411486575)

Manage your health, wealth, and benefit accounts in real-time. This app offers easy control over your savings, reimbursements, and payments. It also features a scanner to check product eligibility for your plans.

**Highlights:** Manage health savings accounts (HSA), Manage flexible spending accounts (FSA), Request reimbursement, Pay providers, Deposit funds, Eligible Expense Scanner, Secure login options

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 📱 Intuitive and user-friendly app
- 🔍 Helpful features like receipt scanning
- 💳 Convenient way to manage FSA/HSA accounts

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Unreliable login and authentication
- 🕰️ Slow and unresponsive performance
- 🤔 Confusing and inconsistent UI
- 📄 Difficult to submit and manage claims

**Reported bugs**

- App frequently crashes or becomes unresponsive
- Login process is unreliable and requires repeated authentication
- Submitted claims and documents often disappear or get lost
- Inconsistent behavior between app and website

**Requested features**

- Improve login and authentication experience
- Allow direct photo/document uploads without conversion
- Provide better visibility into claim status and history
- Integrate with more healthcare providers and services


## Frequently asked questions

### Is TIAA free?

TIAA is free to download, with no in-app purchases.

### Is Inspira Mobile® free?

Inspira Mobile® is free to download, with no in-app purchases.

### Which has better reviews, TIAA or Inspira Mobile®?

TIAA is rated higher. TIAA averages 4.6 out of 5 from 8.3K ratings, while Inspira Mobile® averages 4.3 from 42K ratings.

### Do TIAA or Inspira Mobile® have ads?

Neither TIAA nor Inspira Mobile® shows ads.

### Which is updated more often, TIAA or Inspira Mobile®?

TIAA ships an update monthly, and Inspira Mobile® every 2 weeks. Most recently, TIAA was updated on November 6, 2026 and Inspira Mobile® on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*