# TIAA vs Voya

The clearest difference is ratings volume: Voya at 190K against TIAA's 8.3K. Voya also leads on chart position (#174 vs unranked). TIAA's advantage is review sentiment (35% vs 24%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Voya holds the better App Store score, 4.7 against 4.6. That said, the two scores are not equally well evidenced: Voya has 190K ratings behind it against 8.3K, so its average is the more settled of the two. Written reviews complicate that: 35% of TIAA's written reviews are positive against 24% of Voya's, so the app with the better star average is not the one people write more warmly about.

TIAA ships an update monthly, Voya fortnightly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | TIAA | Voya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (8.3K ratings)](https://appshunter.io/ios/app/tiaa/id341447597/reviews) | **[4.7 (190K ratings)](https://appshunter.io/ios/app/voya/id492157058/reviews)** |
| Number of ratings | 8.3K | **190K** |
| Positive reviews | **35.0% of reviews** | 23.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Best chart rank | — | **#174** |
| Size | 166 MB | 138 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TIAA](https://appshunter.io/developer/341447600) | [Voya Services Company](https://appshunter.io/developer/490636997) |

## What reviewers say

### TIAA

[App page](https://appshunter.io/ios/app/tiaa/id341447597)

Manage your retirement and brokerage accounts securely with this app. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set financial goals and access support tools.

**Highlights:** Secure login (password, Touch ID, Face ID), Investment and retirement plan management, Brokerage trading (equities, ETFs, mutual funds), Financial goal monitoring, Peek View for portfolio balances, Access to support and statements, Apple Watch integration

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure with Face ID/Touch ID
- 💡 Helpful for tracking investments

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🔍 Difficult to navigate
- 🔍 Missing key features from website
- 🔍 Cluttered and unintuitive UI

**Reported bugs**

- Login issues and session expiration
- Inconsistent display of account information
- Unreliable check deposit functionality
- Compatibility problems on certain devices

**Requested features**

- Add dark mode option
- Improve performance and stability
- Provide more customization options
- Streamline navigation and information access
- Integrate more advanced investment tools


### Voya

[App page](https://appshunter.io/ios/app/voya/id492157058)

**Currently charting:** #174 Top Free · Finance (US App Store)

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

**Highlights:** All-in-one account aggregation, Personalized financial guidance, Retirement income modeling, Secure data protection, Workplace benefits insights, Healthcare expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Intuitive user interface
- 🔒 Robust security features
- 💡 Retirement planning tools
- 👍 User-friendly navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and system unavailability
- 👎 Lack of transparency in account details
- 🕰️ Slow performance and loading times
- 📊 Limited investment performance history

**Reported bugs**

- Login issues with Face ID/Touch ID
- Inability to access account details and transactions
- Inconsistent app behavior across iOS versions

**Requested features**

- Ability to view monthly/quarterly investment performance
- Option to customize contribution limits
- Improved fund lookup and research tools
- Enhanced portfolio tracking and analytics


## Frequently asked questions

### Is TIAA free?

TIAA is free to download, with no in-app purchases.

### Is Voya free?

Voya is free to download, with no in-app purchases.

### Which has better reviews, TIAA or Voya?

Voya is rated higher. TIAA averages 4.6 out of 5 from 8.3K ratings, while Voya averages 4.7 from 190K ratings.

### Do TIAA or Voya have ads?

Neither TIAA nor Voya shows ads.

### Which is updated more often, TIAA or Voya?

TIAA ships an update monthly, and Voya fortnightly. Most recently, TIAA was updated on October 26, 2026 and Voya on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*