# TIAA vs ShulCloud Mobile Payments

The clearest difference is rating: ShulCloud Mobile Payments at 5.0 against TIAA's 4.6. TIAA's advantage is ratings volume (8.3K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ShulCloud Mobile Payments holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TIAA has 8.3K ratings behind it against 1, so its average is the more settled of the two.

TIAA ships an update monthly, ShulCloud Mobile Payments every 2 months. The most recent releases landed on October 23, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | TIAA | ShulCloud Mobile Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (8.3K ratings)](https://appshunter.io/ios/app/tiaa/id341447597/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shulcloud-mobile-payments/id6453163340/reviews)** |
| Number of ratings | **8.3K** | 1 |
| Positive reviews | 35.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 166 MB | 95 MB |
| Requires iOS | **16.0** | 17 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [TIAA](https://appshunter.io/developer/341447600) | [RB ShulCloud LLC](https://appshunter.io/developer/913750879) |

## What reviewers say

### TIAA

[App page](https://appshunter.io/ios/app/tiaa/id341447597)

Manage your retirement and brokerage accounts securely with this app. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set financial goals and access support tools.

**Highlights:** Secure login (password, Touch ID, Face ID), Investment and retirement plan management, Brokerage trading (equities, ETFs, mutual funds), Financial goal monitoring, Peek View for portfolio balances, Access to support and statements, Apple Watch integration

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure with Face ID/Touch ID
- 💡 Helpful for tracking investments

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🔍 Difficult to navigate
- 🔍 Missing key features from website
- 🔍 Cluttered and unintuitive UI

**Reported bugs**

- Login issues and session expiration
- Inconsistent display of account information
- Unreliable check deposit functionality
- Compatibility problems on certain devices

**Requested features**

- Add dark mode option
- Improve performance and stability
- Provide more customization options
- Streamline navigation and information access
- Integrate more advanced investment tools


### ShulCloud Mobile Payments

[App page](https://appshunter.io/ios/app/shulcloud-mobile-payments/id6453163340)

This app allows ShulCloud clients in the USA to quickly collect and record online and offline payments using their mobile devices. It integrates seamlessly with your ShulCloud account for efficient transaction management.

**Highlights:** Collect online and offline payments, Record payments in ShulCloud, Accept credit cards via scan or manual entry, Manage payments from non-account holders, Gather payer information for lead generation, Option to collect processing fees, Create payment collection teams

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TIAA free?

TIAA is free to download, with no in-app purchases.

### Is ShulCloud Mobile Payments free?

ShulCloud Mobile Payments is free to download, with no in-app purchases.

### Which has better reviews, TIAA or ShulCloud Mobile Payments?

ShulCloud Mobile Payments is rated higher. TIAA averages 4.6 out of 5 from 8.3K ratings, while ShulCloud Mobile Payments averages 5.0 from 1 ratings.

### Do TIAA or ShulCloud Mobile Payments have ads?

Neither TIAA nor ShulCloud Mobile Payments shows ads.

### Which is updated more often, TIAA or ShulCloud Mobile Payments?

TIAA ships an update monthly, and ShulCloud Mobile Payments every 2 months. Most recently, TIAA was updated on October 23, 2026 and ShulCloud Mobile Payments on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*