# TIAA vs Borderly

The clearest difference is in-app purchases: TIAA at none against Borderly's 6. TIAA also leads on update cadence (monthly vs every 5 months) and ratings volume (8.3K vs 1). Borderly's advantage is rating (5.0 vs 4.6). On price and ads there is nothing between them.

Both are free to download. Borderly sells 6 in-app purchases, starting at $29.99 per month. TIAA asks for nothing beyond the download.

Borderly holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TIAA has 8.3K ratings behind it against 1, so its average is the more settled of the two.

TIAA ships an update monthly, Borderly every 5 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | TIAA | Borderly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (8.3K ratings)](https://appshunter.io/ios/app/tiaa/id341447597/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/borderly-residency-tracker/id6767043532/reviews)** |
| Number of ratings | **8.3K** | 1 |
| Positive reviews | 35.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 166 MB | 14 MB |
| Requires iOS | **16.0** | 18 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [TIAA](https://appshunter.io/developer/341447600) | [Borderly](https://appshunter.io/developer/1896356025) |

## What reviewers say

### TIAA

[App page](https://appshunter.io/ios/app/tiaa/id341447597)

Manage your retirement and brokerage accounts securely with this app. Monitor investments, track fund performance, and trade equities, ETFs, and mutual funds. Set financial goals and access support tools.

**Highlights:** Secure login (password, Touch ID, Face ID), Investment and retirement plan management, Brokerage trading (equities, ETFs, mutual funds), Financial goal monitoring, Peek View for portfolio balances, Access to support and statements, Apple Watch integration

**Features:** macOS Compatibility, Siri integration, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure with Face ID/Touch ID
- 💡 Helpful for tracking investments

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🔍 Difficult to navigate
- 🔍 Missing key features from website
- 🔍 Cluttered and unintuitive UI

**Reported bugs**

- Login issues and session expiration
- Inconsistent display of account information
- Unreliable check deposit functionality
- Compatibility problems on certain devices

**Requested features**

- Add dark mode option
- Improve performance and stability
- Provide more customization options
- Streamline navigation and information access
- Integrate more advanced investment tools


### Borderly

[App page](https://appshunter.io/ios/app/borderly-residency-tracker/id6767043532)

This app tracks your daily location to provide irrefutable proof of residency for tax purposes. It offers automatic GPS-based tracking, timestamped records, and professional PDF reports. Plan future travel and securely share data with your tax advisor.

**Highlights:** Automatic GPS-based location tracking, Timestamped records for legal proof, Professional PDF reports, Scenario planning for future travel, Secure sharing with tax advisors, Evidence vault for supporting documents

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Protect Monthly | $29.99 | per month |
| Certify Monthly | $69.99 | per month |
| Anchor Monthly | $139.99 | per month |
| Protect Annual | $299.99 | per year |
| Certify Annual | $699.99 | per year |
| Anchor Annual | $1399.99 | per year |


## Frequently asked questions

### Is TIAA free?

TIAA is free to download, with no in-app purchases.

### Is Borderly free?

Borderly is free to download, with in-app purchases available.

### Which has better reviews, TIAA or Borderly?

Borderly is rated higher. TIAA averages 4.6 out of 5 from 8.3K ratings, while Borderly averages 5.0 from 1 ratings.

### Do TIAA or Borderly have ads?

Neither TIAA nor Borderly shows ads.

### Which is updated more often, TIAA or Borderly?

TIAA ships an update monthly, and Borderly every 5 months. Most recently, TIAA was updated on November 1, 2026 and Borderly on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*