# ActivoBank vs BPI App

The clearest difference is rating: ActivoBank at 4.7 against BPI App's 3.7. ActivoBank also leads on review sentiment (46% vs 13%) and ratings volume (528 vs 101). BPI App's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ActivoBank holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: ActivoBank has 528 ratings behind it against 101, so its average is the more settled of the two. Written reviews point the same way: 46% of ActivoBank's written reviews are positive against 13% of BPI App's.

ActivoBank ships an update every 4 weeks, BPI App monthly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | ActivoBank | BPI App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (528 ratings)](https://appshunter.io/ios/app/activobank/id344521216/reviews)** | [3.7 (101 ratings)](https://appshunter.io/ios/app/bpi-app/id1129271305/reviews) |
| Number of ratings | **528** | 101 |
| Positive reviews | **46.1% of reviews** | 13.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 420 MB | 323 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco ActivoBank (Portugal), SA](https://appshunter.io/developer/344521219) | [Banco BPI, S.A.](https://appshunter.io/developer/493543451) |

## What reviewers say

### ActivoBank

[App page](https://appshunter.io/ios/app/activobank/id344521216)

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

**Highlights:** Integrated account management, Card services and management, Loan simulation and application, International transfers, Bill payment and splitting, Secure mobile payments, Account aggregation

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast and efficient transaction processing
- 💼 Comprehensive banking functionality
- 🌐 Available in multiple languages
- 📱 Modern and attractive design

**What reviewers complain about**

- 📢 Intrusive marketing notifications cannot be disabled
- 🐛 Frequent app crashes and loading failures
- 🔐 VPN connectivity issues
- ⏳ Pending transactions display incorrectly
- 💰 High foreign currency exchange fees

**Reported bugs**

- App fails to open after recent updates
- Login requires multiple attempts
- Numpad appears instead of keyboard for company name input
- IBAN not recognized error on transfer finalization
- Face ID compliance error on compatible devices

**Requested features**

- Separate marketing notification toggle from security alerts
- Support for non-Portuguese IBAN beneficiaries
- Landscape/horizontal orientation support for iPad
- Easier tax address and postal address updates
- Card blocking functionality within the app


### BPI App

[App page](https://appshunter.io/ios/app/bpi-app/id1129271305)

Manage your BPI accounts, cards, and savings with a modern and intuitive interface. Perform transfers, payments, and access MB Way features. Track your finances, simulate loans, and even open new accounts online.

**Highlights:** Account and card balance inquiries, Transfers and payments (including MB Way), Credit card management, Savings and investment portfolio, Personal loan simulation and application, Financial organization and budgeting, Online account opening

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Good bank overall
- 👍 Good customer service
- 👍 App is complete
- 👍 Works well abroad
- 👍 Good for managing finances

**What reviewers complain about**

- 🐛 App frequently crashes
- 🐛 App does not open
- 🐛 Connection errors
- 🐛 Slow login and navigation
- 🐛 Outdated UI

**Reported bugs**

- App crashes frequently
- App does not open
- Connection errors
- Slow login and navigation
- Outdated UI

**Requested features**

- Add English language option
- Improve transaction details
- Make app more intuitive
- Add dark mode
- Improve search functionality


## Frequently asked questions

### Is ActivoBank free?

ActivoBank is free to download, with no in-app purchases.

### Is BPI App free?

BPI App is free to download, with no in-app purchases.

### Which has better reviews, ActivoBank or BPI App?

ActivoBank is rated higher. ActivoBank averages 4.7 out of 5 from 528 ratings, while BPI App averages 3.7 from 101 ratings.

### Do ActivoBank or BPI App have ads?

Neither ActivoBank nor BPI App shows ads.

### Which is updated more often, ActivoBank or BPI App?

ActivoBank ships an update every 4 weeks, and BPI App monthly. Most recently, ActivoBank was updated on September 23, 2026 and BPI App on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*