# ActivoBank vs paySimplex

The clearest difference is review sentiment: ActivoBank at 46% against paySimplex's 0%. paySimplex's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ActivoBank ships an update every 4 weeks, paySimplex monthly. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | ActivoBank | paySimplex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (550 ratings)](https://appshunter.io/ios/app/activobank/id344521216/reviews)** | — |
| Number of ratings | **550** | — |
| Positive reviews | **46.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 396 MB | 97 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Banco ActivoBank, SA](https://appshunter.io/developer/344521219) | [paySimplex](https://appshunter.io/developer/606507769) |

## What reviewers say

### ActivoBank

[App page](https://appshunter.io/ios/app/activobank/id344521216)

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

**Highlights:** Integrated account management, Card services and management, Loan simulation and application, International transfers, Bill payment and splitting, Secure mobile payments, Account aggregation

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast and efficient transaction processing
- 💼 Comprehensive banking functionality
- 🌐 Available in multiple languages
- 📱 Modern and attractive design

**What reviewers complain about**

- 📢 Intrusive marketing notifications cannot be disabled
- 🐛 Frequent app crashes and loading failures
- 🔐 VPN connectivity issues
- ⏳ Pending transactions display incorrectly
- 💰 High foreign currency exchange fees

**Reported bugs**

- App fails to open after recent updates
- Login requires multiple attempts
- Numpad appears instead of keyboard for company name input
- IBAN not recognized error on transfer finalization
- Face ID compliance error on compatible devices

**Requested features**

- Separate marketing notification toggle from security alerts
- Support for non-Portuguese IBAN beneficiaries
- Landscape/horizontal orientation support for iPad
- Easier tax address and postal address updates
- Card blocking functionality within the app


### paySimplex

[App page](https://appshunter.io/ios/app/paysimplex/id1148063473)

This app simplifies mobile payments for parking and permits. It offers an intuitive interface for quick and easy transactions directly from your phone.

**Highlights:** Mobile parking payments, Permit payments, Intuitive interface, Simple transactions, Phone-based payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ActivoBank free?

ActivoBank is free to download, with no in-app purchases.

### Is paySimplex free?

paySimplex is free to download, with no in-app purchases.

### Do ActivoBank or paySimplex have ads?

Neither ActivoBank nor paySimplex shows ads.

### Which is updated more often, ActivoBank or paySimplex?

ActivoBank ships an update every 4 weeks, and paySimplex monthly. Most recently, ActivoBank was updated on October 16, 2026 and paySimplex on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*