# ActivoBank vs Millenniumbcp

The clearest difference is ads: ActivoBank at none against Millenniumbcp's shown. Millenniumbcp's advantage is review sentiment (61% vs 46%) and ratings volume (3.1K vs 528). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for ActivoBank against 4.8 for Millenniumbcp. That said, the two scores are not equally well evidenced: Millenniumbcp has 3.1K ratings behind it against 528, so its average is the more settled of the two. Written reviews are what separate them: 46% of ActivoBank's written reviews are positive against 61% of Millenniumbcp's.

ActivoBank ships an update every 4 weeks, Millenniumbcp monthly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | ActivoBank | Millenniumbcp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (528 ratings)](https://appshunter.io/ios/app/activobank/id344521216/reviews) | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/millenniumbcp/id361329364/reviews)** |
| Number of ratings | 528 | **3.1K** |
| Positive reviews | 46.1% of reviews | **61.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 420 MB | 399 MB |
| Requires iOS | 16.6 | 16.6 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Banco ActivoBank (Portugal), SA](https://appshunter.io/developer/344521219) | [Millennium bcp](https://appshunter.io/developer/361329367) |

## What reviewers say

### ActivoBank

[App page](https://appshunter.io/ios/app/activobank/id344521216)

Manage your finances with this app, offering account management, card services, loan applications, and secure payment options. It also allows for international transfers and bill splitting with friends. Open a new account entirely online in just 15 minutes.

**Highlights:** Integrated account management, Card services and management, Loan simulation and application, International transfers, Bill payment and splitting, Secure mobile payments, Account aggregation

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast and efficient transaction processing
- 💼 Comprehensive banking functionality
- 🌐 Available in multiple languages
- 📱 Modern and attractive design

**What reviewers complain about**

- 📢 Intrusive marketing notifications cannot be disabled
- 🐛 Frequent app crashes and loading failures
- 🔐 VPN connectivity issues
- ⏳ Pending transactions display incorrectly
- 💰 High foreign currency exchange fees

**Reported bugs**

- App fails to open after recent updates
- Login requires multiple attempts
- Numpad appears instead of keyboard for company name input
- IBAN not recognized error on transfer finalization
- Face ID compliance error on compatible devices

**Requested features**

- Separate marketing notification toggle from security alerts
- Support for non-Portuguese IBAN beneficiaries
- Landscape/horizontal orientation support for iPad
- Easier tax address and postal address updates
- Card blocking functionality within the app


### Millenniumbcp

[App page](https://appshunter.io/ios/app/millenniumbcp/id361329364)

Manage your bank account securely 24/7, with features for payments, transfers, and investments. Open accounts digitally, use mobile payment services, and track your finances easily. Offers tools for saving, managing cards, and applying for loans.

**Highlights:** Digital account opening, MB WAY mobile payments, Contactless payments with Apple Pay, Savings goals with Apparte, Digital card twins, Instant loan applications, Privacy mode for balances

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick transfers
- 🔒 Secure banking
- 💡 Useful features
- 🥇 Excellent app overall

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🤯 Confusing navigation
- 🚫 Lack of English support
- 💸 Expensive fees
- 🤖 Poor customer service

**Reported bugs**

- Transfer amount field issues
- Remote access security breach
- Login and registration problems
- Multichannel code configuration fails
- Compatibility issues with new updates

**Requested features**

- Ability to make mortgage overpayments
- Landscape mode support on iPad
- Fingerprint/Face ID login
- Better integration with website
- More customization options


## Frequently asked questions

### Is ActivoBank free?

ActivoBank is free to download, with no in-app purchases.

### Is Millenniumbcp free?

Millenniumbcp is free to download, with no in-app purchases.

### Which has better reviews, ActivoBank or Millenniumbcp?

Millenniumbcp is rated higher. ActivoBank averages 4.7 out of 5 from 528 ratings, while Millenniumbcp averages 4.8 from 3.1K ratings.

### Do ActivoBank or Millenniumbcp have ads?

Millenniumbcp shows ads; ActivoBank does not.

### Which is updated more often, ActivoBank or Millenniumbcp?

ActivoBank ships an update every 4 weeks, and Millenniumbcp monthly. Most recently, ActivoBank was updated on September 23, 2026 and Millenniumbcp on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*