# 永豐金證券愛利得 vs Pennyworth

The clearest difference is review sentiment: Pennyworth at 92% against 永豐金證券愛利得's 24%. Pennyworth also leads on rating (4.8 vs 1.3) and update cadence (weekly vs every 2 months). 永豐金證券愛利得's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and iOS requirement there is nothing between them.

Both are free to download. Pennyworth sells 3 one-off in-app purchases. 永豐金證券愛利得 asks for nothing beyond the download.

Pennyworth holds the better App Store score, 4.8 against 1.3. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 24% of 永豐金證券愛利得's written reviews are positive against 92% of Pennyworth's.

永豐金證券愛利得 ships an update every 2 months, Pennyworth weekly. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | 永豐金證券愛利得 | Pennyworth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.3 (8 ratings)](https://appshunter.io/ios/app/id345028622/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews)** |
| Number of ratings | 8 | **1.3K** |
| Positive reviews | 23.6% of reviews | **92.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 70 MB | 74 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 9+ |
| Developer | [永豐金證券](https://appshunter.io/developer/1036089610) | [Jack Xuan](https://appshunter.io/developer/943334381) |

## What reviewers say

### 永豐金證券愛利得

[App page](https://appshunter.io/ios/app/id345028622)

This finance app offers a streamlined platform for stock trading and market analysis. It encourages users to download a separate, more advanced application for enhanced trading experiences.

**Highlights:** Streamlined trading platform, Market analysis tools, Stock transaction capabilities, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

This personal finance app helps you understand your spending, plan budgets, and manage various financial aspects in one place. Log income and expenses, track assets, and share financial books with trusted individuals.

**Highlights:** Fast expense tracking, Multiple financial books, iCloud sync and sharing, Budgeting and planning tools, Asset and stock portfolio tracking, Credit card management, Receipt and invoice capture

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


## Frequently asked questions

### Is 永豐金證券愛利得 free?

永豐金證券愛利得 is free to download, with no in-app purchases.

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Which has better reviews, 永豐金證券愛利得 or Pennyworth?

Pennyworth is rated higher. 永豐金證券愛利得 averages 1.3 out of 5 from 8 ratings, while Pennyworth averages 4.8 from 1.3K ratings.

### Do 永豐金證券愛利得 or Pennyworth have ads?

Pennyworth shows ads; 永豐金證券愛利得 does not.

### Which is updated more often, 永豐金證券愛利得 or Pennyworth?

永豐金證券愛利得 ships an update every 2 months, and Pennyworth weekly. Most recently, 永豐金證券愛利得 was updated on November 6, 2026 and Pennyworth on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*