# CU SoCal Mobile Banking vs Rize Mobile

CU SoCal Mobile Banking and Rize Mobile both sit at 4.9 stars, but that hides the real split: 85% of CU SoCal Mobile Banking's written reviews are positive against 64% of Rize Mobile's. CU SoCal Mobile Banking also leads on ratings volume (36K vs 7.1K). Rize Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CU SoCal Mobile Banking against 4.8 for Rize Mobile. That said, the two scores are not equally well evidenced: CU SoCal Mobile Banking has 36K ratings behind it against 7.1K, so its average is the more settled of the two. Written reviews are what separate them: 85% of CU SoCal Mobile Banking's written reviews are positive against 64% of Rize Mobile's.

CU SoCal Mobile Banking ships an update every 4 months, Rize Mobile every 3 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | CU SoCal Mobile Banking | Rize Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (36K ratings)](https://appshunter.io/ios/app/cu-socal-mobile-banking/id351693876/reviews)** | [4.8 (7.1K ratings)](https://appshunter.io/ios/app/rize-mobile/id1135467192/reviews) |
| Number of ratings | **36K** | 7.1K |
| Positive reviews | **85.0% of reviews** | 64.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 183 MB | 154 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Credit Union of Southern California](https://appshunter.io/developer/351693879) | [Rize Federal Credit Union](https://appshunter.io/developer/496349880) |

## What reviewers say

### CU SoCal Mobile Banking

[App page](https://appshunter.io/ios/app/cu-socal-mobile-banking/id351693876)

Manage your finances conveniently from your mobile device. Check account balances, view transaction history, transfer funds, deposit checks, and pay bills. Easily locate nearby branches and ATMs for in-person services.

**Highlights:** Check account balances, View transaction history, Transfer money, Deposit checks, Pay bills, Find branches and ATMs

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤝 Excellent customer service
- 👍 User-friendly mobile app
- 💳 Great banking products and services
- 🏆 Reliable and trustworthy credit union
- 🚀 Efficient account management

**What reviewers complain about**

- 🐛 Recurring mobile deposit issues
- 🔧 Buggy app updates
- ⏱️ Slow transaction posting
- 🤔 Confusing feature changes
- 🔍 Difficulty finding Zelle transfer option

**Reported bugs**

- Mobile deposit not working
- Zelle transfers not functioning
- Frequent app crashes and freezes
- Account information not syncing properly
- Login issues and device recognition problems

**Requested features**

- Restore previous mobile deposit functionality
- Improve app stability and reliability
- Enhance Zelle integration and visibility
- Add more customization options
- Expand historical transaction visibility


### Rize Mobile

[App page](https://appshunter.io/ios/app/rize-mobile/id1135467192)

Manage your finances on the go with this mobile banking app. Track accounts, deposit checks, pay bills, and find ATMs. Securely send and receive money, manage cards, and access statements.

**Highlights:** Check balances and transaction history, Pay bills and transfer funds, Deposit checks, Find ATMs and branches, Send and receive money with Zelle®, Manage cards and alerts, Apply for loans

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and responsive
- 💳 Useful features like mobile check deposit
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Inconsistent user experience (e.g., login flow, check deposit)
- ⏱️ Delayed transaction updates and availability
- 🔧 Unreliable customer support

**Reported bugs**

- Mobile check deposit not working
- App freezes when using certain features
- Incorrect time/date causing login issues
- Notifications and alerts not working as expected

**Requested features**

- Seamless Zelle integration
- Improved transaction history and account management
- Ability to reset password in-app
- Dark mode option


## Frequently asked questions

### Is CU SoCal Mobile Banking free?

CU SoCal Mobile Banking is free to download, with no in-app purchases.

### Is Rize Mobile free?

Rize Mobile is free to download, with no in-app purchases.

### Which has better reviews, CU SoCal Mobile Banking or Rize Mobile?

CU SoCal Mobile Banking is rated higher. CU SoCal Mobile Banking averages 4.9 out of 5 from 36K ratings, while Rize Mobile averages 4.8 from 7.1K ratings.

### Do CU SoCal Mobile Banking or Rize Mobile have ads?

Neither CU SoCal Mobile Banking nor Rize Mobile shows ads.

### Which is updated more often, CU SoCal Mobile Banking or Rize Mobile?

CU SoCal Mobile Banking ships an update every 4 months, and Rize Mobile every 3 months. Most recently, CU SoCal Mobile Banking was updated on November 1, 2026 and Rize Mobile on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*