# Venmo vs Apple Wallet

Venmo and Apple Wallet both sit at 4.8 stars, but that hides the real split: 54% of Apple Wallet's written reviews are positive against 15% of Venmo's. Apple Wallet also leads on monetization model (free vs free with in-app purchases) and iOS requirement (10.0 vs 17.0). Venmo's advantage is update cadence (every 11 days vs every 3 months) and chart position (#5 vs unranked). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Venmo against 4.8 for Apple Wallet. Both are backed by a comparable volume of ratings — 15M and 7.4M respectively. Written reviews are what separate them: 15% of Venmo's written reviews are positive against 54% of Apple Wallet's.

Venmo ships an update every 11 days, Apple Wallet every 3 months. Both last shipped on September 25, 2026.

## The numbers

| Metric | Venmo | Apple Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (15M ratings)](https://appshunter.io/ios/app/venmo/id351727428/reviews) | [4.8 (7.4M ratings)](https://appshunter.io/ios/app/apple-wallet/id1160481993/reviews) |
| Number of ratings | **15M** | 7.4M |
| Positive reviews | 14.6% of reviews | **53.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#5** | — |
| Size | 701 MB | 9 MB |
| Requires iOS | 17.0 | **10.0** |
| Devices | iPhone, iPad | **iPhone, iPod, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [Venmo](https://appshunter.io/developer/351727431) | [Apple](https://appshunter.io/developer/284417353) |

## What reviewers say

### Venmo

[App page](https://appshunter.io/ios/app/venmo/id351727428)

**Currently charting:** #5 Top Free · Finance, #52 Top Free (US App Store)

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

**Highlights:** Send and receive money, Split payments among friends, Buy, hold, and sell cryptocurrency, Venmo credit and debit cards, Teen accounts, Business profiles, Instant transfers and direct deposit

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Reliable, user-friendly, and convenient
- 🔒 Robust security features
- 👍 Untrustworthy vendor protection
- 💡 Investing feature built-in

**What reviewers complain about**

- 🐛 Buggy and glitchy app
- 🔒 Weak account security
- 🔒 Unreliable customer support
- 💰 Holds funds without explanation
- 💰 Freezes accounts without notice

**Reported bugs**

- Payments getting declined without reason
- Accounts being frozen or deleted unexpectedly
- Delays in fund transfers and withdrawals
- Inability to access own money in account

**Requested features**

- Ability to cancel transactions
- Faster money transfers
- Better account management tools
- Improved customer service


### Apple Wallet

[App page](https://appshunter.io/ios/app/apple-wallet/id1160481993)

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

**Highlights:** Store credit/debit cards, Digital driver's license/state ID, Transit and event tickets, Digital keys for car, home, hotel, Secure contactless payments, Send and receive money

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure with Face ID/Touch ID
- 💳 Integrates credit/debit cards well
- 🎟️ Stores tickets and passes
- 🏠 Stores digital keys and IDs

**What reviewers complain about**

- 🚫 Limited ability to add loyalty/membership cards
- 🤔 Inconsistent card detection and adding
- 💰 Unauthorized charges and payment issues
- 🔍 Lack of customization options (nicknames, images)
- 🇨🇦 Limited support for Canadian features

**Reported bugs**

- Card adding/removal issues
- Transactions not properly recorded
- Face ID/Touch ID failures
- Wallet app freezing or not responding

**Requested features**

- Add ability to add loyalty/membership cards
- Improve card detection and adding process
- Provide better transaction history and categorization
- Allow customization of card names and images
- Expand support for international features (e.g. Presto card)


## Frequently asked questions

### Is Venmo free?

Venmo is free to download, with no in-app purchases.

### Is Apple Wallet free?

Apple Wallet is free to download, with no in-app purchases.

### Which has better reviews, Venmo or Apple Wallet?

Venmo and Apple Wallet are both rated 4.8 out of 5 on the App Store, from 15M and 7.4M ratings respectively.

### Do Venmo or Apple Wallet have ads?

Neither Venmo nor Apple Wallet shows ads.

### Which is updated more often, Venmo or Apple Wallet?

Venmo ships an update every 11 days, and Apple Wallet every 3 months. Most recently, Venmo was updated on September 25, 2026 and Apple Wallet on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*