# Venmo vs MyCOBenefits

The clearest difference is review sentiment: MyCOBenefits at 68% against Venmo's 14%. MyCOBenefits also leads on monetization model (free vs free with in-app purchases). Venmo's advantage is ratings volume (15M vs 5.5K) and rating (4.8 vs 4.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Venmo holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Venmo has 15M ratings behind it against 5.5K, so its average is the more settled of the two. Written reviews complicate that: 14% of Venmo's written reviews are positive against 68% of MyCOBenefits's, so the app with the better star average is not the one people write more warmly about.

Venmo ships an update weekly, MyCOBenefits monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Venmo | MyCOBenefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (15M ratings)](https://appshunter.io/ios/app/venmo/id351727428/reviews)** | [4.5 (5.5K ratings)](https://appshunter.io/ios/app/mycobenefits/id1385079676/reviews) |
| Number of ratings | **15M** | 5.5K |
| Positive reviews | 14.4% of reviews | **67.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#4** | — |
| Size | 693 MB | 93 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Venmo](https://appshunter.io/developer/351727431) | [State of Colorado](https://appshunter.io/developer/949663983) |

## What reviewers say

### Venmo

[App page](https://appshunter.io/ios/app/venmo/id351727428)

**Currently charting:** #4 Top Free · Finance, #54 Top Free (US App Store)

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

**Highlights:** Send and receive money, Split payments among friends, Buy, hold, and sell cryptocurrency, Venmo credit and debit cards, Teen accounts, Business profiles, Instant transfers and direct deposit

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Reliable, user-friendly, and convenient
- 🔒 Robust security features
- 👍 Untrustworthy vendor protection
- 💡 Investing feature built-in

**What reviewers complain about**

- 🐛 Buggy and glitchy app
- 🔒 Weak account security
- 🔒 Unreliable customer support
- 💰 Holds funds without explanation
- 💰 Freezes accounts without notice

**Reported bugs**

- Payments getting declined without reason
- Accounts being frozen or deleted unexpectedly
- Delays in fund transfers and withdrawals
- Inability to access own money in account

**Requested features**

- Ability to cancel transactions
- Faster money transfers
- Better account management tools
- Improved customer service


### MyCOBenefits

[App page](https://appshunter.io/ios/app/mycobenefits/id1385079676)

Manage your food and cash assistance benefits securely from your phone. Apply for programs, update your information, view EBT card details, and find local services. Access nutrition tips and workforce program information.

**Highlights:** Apply for food and cash benefits, Complete recertification, Update household and income information, View EBT card balance and transactions, Manage workforce program appointments, Find local social services offices

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure login options
- 👍 User-friendly interface
- 💡 Helpful for checking balances and benefits
- 👍 Streamlines application and recertification process

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Login issues and password reset problems
- 🐛 Slow loading times
- 🐛 Inconsistent functionality between app and website
- 🔋 High battery consumption

**Reported bugs**

- Citizenship details screen not functioning properly
- Blank screens and crashes on login
- Inability to access previous applications
- Notifications not always showing up in a timely manner

**Requested features**

- Ability to apply and recertify directly through the app
- Improved document upload and correspondence features
- Integration with other state services
- Facial recognition or biometric login options
- Offline access and syncing capabilities


## Frequently asked questions

### Is Venmo free?

Venmo is free to download, with no in-app purchases.

### Is MyCOBenefits free?

MyCOBenefits is free to download, with no in-app purchases.

### Which has better reviews, Venmo or MyCOBenefits?

Venmo is rated higher. Venmo averages 4.8 out of 5 from 15M ratings, while MyCOBenefits averages 4.5 from 5.5K ratings.

### Do Venmo or MyCOBenefits have ads?

Neither Venmo nor MyCOBenefits shows ads.

### Which is updated more often, Venmo or MyCOBenefits?

Venmo ships an update weekly, and MyCOBenefits monthly. Most recently, Venmo was updated on October 25, 2026 and MyCOBenefits on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*