# Venmo vs zaky

The clearest difference is review sentiment: zaky at 61% against Venmo's 15%. zaky also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.6 vs 17.0). Venmo's advantage is rating (4.8 vs 3.9) and ratings volume (15M vs 46). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Venmo holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Venmo has 15M ratings behind it against 46, so its average is the more settled of the two. Written reviews complicate that: 15% of Venmo's written reviews are positive against 61% of zaky's, so the app with the better star average is not the one people write more warmly about.

Venmo ships an update every 11 days, zaky weekly. The most recent releases landed on September 24, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | Venmo | zaky |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (15M ratings)](https://appshunter.io/ios/app/venmo/id351727428/reviews)** | [3.9 (46 ratings)](https://appshunter.io/ios/app/zaky/id1516837775/reviews) |
| Number of ratings | **15M** | 46 |
| Positive reviews | 14.6% of reviews | **61.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 days | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#5** | — |
| Size | 701 MB | 132 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Venmo](https://appshunter.io/developer/351727431) | [areeba SAL](https://appshunter.io/developer/1516837774) |

## What reviewers say

### Venmo

[App page](https://appshunter.io/ios/app/venmo/id351727428)

**Currently charting:** #5 Top Free · Finance, #57 Top Free (US App Store)

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

**Highlights:** Send and receive money, Split payments among friends, Buy, hold, and sell cryptocurrency, Venmo credit and debit cards, Teen accounts, Business profiles, Instant transfers and direct deposit

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Reliable, user-friendly, and convenient
- 🔒 Robust security features
- 👍 Untrustworthy vendor protection
- 💡 Investing feature built-in

**What reviewers complain about**

- 🐛 Buggy and glitchy app
- 🔒 Weak account security
- 🔒 Unreliable customer support
- 💰 Holds funds without explanation
- 💰 Freezes accounts without notice

**Reported bugs**

- Payments getting declined without reason
- Accounts being frozen or deleted unexpectedly
- Delays in fund transfers and withdrawals
- Inability to access own money in account

**Requested features**

- Ability to cancel transactions
- Faster money transfers
- Better account management tools
- Improved customer service


### zaky

[App page](https://appshunter.io/ios/app/zaky/id1516837775)

This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.

**Highlights:** Send and receive money via mobile number, Purchase gaming and app e-vouchers, Local and international mobile recharge, Utility bill payments, eSIM services, Prepaid Visa card with control features

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Venmo free?

Venmo is free to download, with no in-app purchases.

### Is zaky free?

zaky is free to download, with no in-app purchases.

### Which has better reviews, Venmo or zaky?

Venmo is rated higher. Venmo averages 4.8 out of 5 from 15M ratings, while zaky averages 3.9 from 46 ratings.

### Do Venmo or zaky have ads?

Neither Venmo nor zaky shows ads.

### Which is updated more often, Venmo or zaky?

Venmo ships an update every 11 days, and zaky weekly. Most recently, Venmo was updated on September 24, 2026 and zaky on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*