# Venmo vs UBS TWINT

The clearest difference is ratings volume: Venmo at 15M against UBS TWINT's 1.7K. Venmo also leads on update cadence (every 11 days vs every 2 months) and chart position (#5 vs unranked). UBS TWINT's advantage is review sentiment (31% vs 15%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Venmo against 4.9 for UBS TWINT. That said, the two scores are not equally well evidenced: Venmo has 15M ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews are what separate them: 15% of Venmo's written reviews are positive against 31% of UBS TWINT's.

Venmo ships an update every 11 days, UBS TWINT every 2 months. Both last shipped on September 24, 2026.

## The numbers

| Metric | Venmo | UBS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (15M ratings)](https://appshunter.io/ios/app/venmo/id351727428/reviews) | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** |
| Number of ratings | **15M** | 1.7K |
| Positive reviews | 14.6% of reviews | **31.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#5** | — |
| Size | 701 MB | 52 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Venmo](https://appshunter.io/developer/351727431) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### Venmo

[App page](https://appshunter.io/ios/app/venmo/id351727428)

**Currently charting:** #5 Top Free · Finance, #55 Top Free (US App Store)

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

**Highlights:** Send and receive money, Split payments among friends, Buy, hold, and sell cryptocurrency, Venmo credit and debit cards, Teen accounts, Business profiles, Instant transfers and direct deposit

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Reliable, user-friendly, and convenient
- 🔒 Robust security features
- 👍 Untrustworthy vendor protection
- 💡 Investing feature built-in

**What reviewers complain about**

- 🐛 Buggy and glitchy app
- 🔒 Weak account security
- 🔒 Unreliable customer support
- 💰 Holds funds without explanation
- 💰 Freezes accounts without notice

**Reported bugs**

- Payments getting declined without reason
- Accounts being frozen or deleted unexpectedly
- Delays in fund transfers and withdrawals
- Inability to access own money in account

**Requested features**

- Ability to cancel transactions
- Faster money transfers
- Better account management tools
- Improved customer service


### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


## Frequently asked questions

### Is Venmo free?

Venmo is free to download, with no in-app purchases.

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Which has better reviews, Venmo or UBS TWINT?

UBS TWINT is rated higher. Venmo averages 4.8 out of 5 from 15M ratings, while UBS TWINT averages 4.9 from 1.7K ratings.

### Do Venmo or UBS TWINT have ads?

Neither Venmo nor UBS TWINT shows ads.

### Which is updated more often, Venmo or UBS TWINT?

Venmo ships an update every 11 days, and UBS TWINT every 2 months. Most recently, Venmo was updated on September 24, 2026 and UBS TWINT on September 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*