# CEPTETEB vs MultiPay

The clearest difference is ads: MultiPay at none against CEPTETEB's shown. MultiPay also leads on monetization model (free vs free with in-app purchases) and rating (4.8 vs 4.5). CEPTETEB's advantage is review sentiment (49% vs 25%) and ratings volume (2K vs 213). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MultiPay holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: CEPTETEB has 2K ratings behind it against 213, so its average is the more settled of the two. Written reviews complicate that: 49% of CEPTETEB's written reviews are positive against 25% of MultiPay's, so the app with the better star average is not the one people write more warmly about.

CEPTETEB ships an update every 3 weeks, MultiPay fortnightly. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | CEPTETEB | MultiPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2K ratings)](https://appshunter.io/ios/app/cepteteb/id353385550/reviews) | **[4.8 (213 ratings)](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668/reviews)** |
| Number of ratings | **2K** | 213 |
| Positive reviews | **48.6% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 201 MB | 84 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Turk Ekonomi Bankasi Anonim Sirketi](https://appshunter.io/developer/352209971) | [Multinet Kurumsal Hizmetler A.S.](https://appshunter.io/developer/680381891) |

## What reviewers say

### CEPTETEB

[App page](https://appshunter.io/ios/app/cepteteb/id353385550)

Manage all your banking needs, from applications and transfers to investments and savings, in one convenient digital platform. Open an account digitally in minutes and enjoy fast, free money transfers. Access loans, credit cards, and even lifestyle services like booking tickets and shopping.

**Highlights:** Digital account opening, Fast and free money transfers, Smart savings accounts, Credit card applications and management, Personal loan applications, Stock and investment trading, Lifestyle services (tickets, shopping)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Excellent interface
- 🚀 Fast and efficient
- 🔒 Secure banking

**What reviewers complain about**

- 🐛 Frequent password reset issues
- 🐛 Compatibility problems with newer devices
- 🐛 Unreliable connectivity
- 🐛 Confusing account management

**Reported bugs**

- Login screen freezes
- Incorrect error messages
- Inability to change password
- Unresponsive customer support

**Requested features**

- Fingerprint/biometric login
- Improved international support
- Customizable notification settings
- Enhanced transaction history


### MultiPay

[App page](https://appshunter.io/ios/app/multipay-digital-wallet/id680381668)

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

**Highlights:** Cardless QR payments, Balance and spending tracking, Earn TatlıPara loyalty rewards, Online payment integration, MultiCar+ service booking, Story campaigns for deals, Light and dark mode

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CEPTETEB free?

CEPTETEB is free to download, with no in-app purchases.

### Is MultiPay free?

MultiPay is free to download, with no in-app purchases.

### Which has better reviews, CEPTETEB or MultiPay?

MultiPay is rated higher. CEPTETEB averages 4.5 out of 5 from 2K ratings, while MultiPay averages 4.8 from 213 ratings.

### Do CEPTETEB or MultiPay have ads?

CEPTETEB shows ads; MultiPay does not.

### Which is updated more often, CEPTETEB or MultiPay?

CEPTETEB ships an update every 3 weeks, and MultiPay fortnightly. Most recently, CEPTETEB was updated on October 16, 2026 and MultiPay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*