# Margin+ (Margin Calculator) vs Loan Calculator‰

The clearest difference is price: Loan Calculator‰ at Free against Margin+ (Margin Calculator)'s $2.99. Loan Calculator‰ also leads on ratings volume (105K vs 848). Margin+ (Margin Calculator)'s advantage is ads (none vs shown) and update cadence (every 3 months vs every 16 months). On rating, review sentiment, in-app purchases and device support there is nothing between them.

Loan Calculator‰ is free to download; Margin+ (Margin Calculator) costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Margin+ (Margin Calculator) against 4.9 for Loan Calculator‰. That said, the two scores are not equally well evidenced: Loan Calculator‰ has 105K ratings behind it against 848, so its average is the more settled of the two. Written reviews are what separate them: 71% of Margin+ (Margin Calculator)'s written reviews are positive against 77% of Loan Calculator‰'s.

Margin+ (Margin Calculator) ships an update every 3 months, Loan Calculator‰ every 16 months. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Margin+ (Margin Calculator) | Loan Calculator‰ |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | [4.8 (848 ratings)](https://appshunter.io/ios/app/margin-plus-margin-calculator/id356003748/reviews) | **[4.9 (105K ratings)](https://appshunter.io/ios/app/loan-calculator/id558688927/reviews)** |
| Number of ratings | 848 | **105K** |
| Positive reviews | 70.7% of reviews | **76.7% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 16 months |
| Monetization | **Free** | Ad-supported |
| Best chart rank | **#85** | — |
| Size | 39 MB | 43 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [James Spencer](https://appshunter.io/developer/356003751) | [Tim O's Studios, LLC](https://appshunter.io/developer/412839685) |

## What reviewers say

### Margin+ (Margin Calculator)

[App page](https://appshunter.io/ios/app/margin-plus-margin-calculator/id356003748)

**Currently charting:** #85 Top Paid · Finance (US App Store)

This app is a sales tool designed for rapid margin and markup calculations. It offers integrated discount and cost variance analysis, supports over 150 currencies, and includes Apple Watch functionality for on-the-go calculations.

**Highlights:** Fast margin/markup calculator, Discount and cost variance analysis, Apple Watch support, World currency converter (150+ currencies), Integrated calculator and keypad, Copy and paste support

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Convenient tool for business
- 💡 Helpful for calculating margins and profits
- 🚀 Quick and efficient

**What reviewers complain about**

- 🐛 Buggy and doesn't work correctly
- 👎 Confusing and hard to use
- 🐛 Calculation errors
- 👎 Clunky and unresponsive on mobile

**Reported bugs**

- App freezes when changing settings
- Values reset to zero when switching calculations
- Doesn't work on mobile devices

**Requested features**

- Add VAT calculation
- Improve design and layout
- Fix issues with updated versions


### Loan Calculator‰

[App page](https://appshunter.io/ios/app/loan-calculator/id558688927)

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

**Highlights:** Loan calculation, Mortgage calculation, Amount input, Term input, Rate input

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward and intuitive
- 💡 Accurate loan repayment calculations
- 🚀 Instant results
- 👍 Helpful for financial decisions

**What reviewers complain about**

- 🐛 Incorrect interest calculations
- 🔍 Limited functionality
- 💸 Excessive advertisements
- 🔍 Cannot switch to landscape mode
- 🔒 Privacy concerns with data collection

**Reported bugs**

- Ad banner covers input fields, making the app unusable
- Monthly interest figure shown is incorrect
- App crashes or freezes on certain devices

**Requested features**

- Add option to calculate weekly or bi-weekly payments
- Implement amortization schedule feature
- Allow entering monthly payment to calculate loan amount or interest rate
- Provide option to remove ads through in-app purchase


## Frequently asked questions

### Is Margin+ (Margin Calculator) free?

Margin+ (Margin Calculator) costs $2.99, with no in-app purchases.

### Is Loan Calculator‰ free?

Loan Calculator‰ is free to download, with no in-app purchases.

### Which has better reviews, Margin+ (Margin Calculator) or Loan Calculator‰?

Loan Calculator‰ is rated higher. Margin+ (Margin Calculator) averages 4.8 out of 5 from 848 ratings, while Loan Calculator‰ averages 4.9 from 105K ratings.

### Do Margin+ (Margin Calculator) or Loan Calculator‰ have ads?

Loan Calculator‰ shows ads; Margin+ (Margin Calculator) does not.

### Which is updated more often, Margin+ (Margin Calculator) or Loan Calculator‰?

Margin+ (Margin Calculator) ships an update every 3 months, and Loan Calculator‰ every 16 months. Most recently, Margin+ (Margin Calculator) was updated on September 23, 2026 and Loan Calculator‰ on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*