# 美聯置業貸款計算機 vs BoC Pay+

The clearest difference is rating: 美聯置業貸款計算機 at 5.0 against BoC Pay+'s 3.5. BoC Pay+'s advantage is update cadence (every 4 weeks vs every 3 months) and review sentiment (43% vs 29%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

美聯置業貸款計算機 holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: BoC Pay+ has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 29% of 美聯置業貸款計算機's written reviews are positive against 43% of BoC Pay+'s, so the app with the better star average is not the one people write more warmly about.

美聯置業貸款計算機 ships an update every 3 months, BoC Pay+ every 4 weeks. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 美聯置業貸款計算機 | BoC Pay+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id356817651/reviews)** | [3.5 (12 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews) |
| Number of ratings | 1 | **12** |
| Positive reviews | 28.6% of reviews | **43.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 4 weeks** |
| Monetization | — | Free |
| Size | 38 MB | 243 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Midland Realty](https://appshunter.io/developer/353103346) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### 美聯置業貸款計算機

[App page](https://appshunter.io/ios/app/id356817651)

**Features:** Vision Pro support

**In-app purchases:** none


### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 美聯置業貸款計算機 free?

美聯置業貸款計算機 is free to download, with no in-app purchases.

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Which has better reviews, 美聯置業貸款計算機 or BoC Pay+?

美聯置業貸款計算機 is rated higher. 美聯置業貸款計算機 averages 5.0 out of 5 from 1 ratings, while BoC Pay+ averages 3.5 from 12 ratings.

### Do 美聯置業貸款計算機 or BoC Pay+ have ads?

Neither 美聯置業貸款計算機 nor BoC Pay+ shows ads.

### Which is updated more often, 美聯置業貸款計算機 or BoC Pay+?

美聯置業貸款計算機 ships an update every 3 months, and BoC Pay+ every 4 weeks. Most recently, 美聯置業貸款計算機 was updated on October 12, 2026 and BoC Pay+ on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*