# CTOAgent ONE vs First Bethany Digital Banking

The clearest difference is review sentiment: CTOAgent ONE at 93% against First Bethany Digital Banking's 0%. CTOAgent ONE also leads on rating (4.9 vs 3.8) and update cadence (every 2 months vs every 5 months). First Bethany Digital Banking's advantage is in-app purchases (none vs 2) and iOS requirement (14.1 vs 16.0). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. CTOAgent ONE sells 2 in-app purchases, starting at $0.99 per month. First Bethany Digital Banking asks for nothing beyond the download.

CTOAgent ONE holds the better App Store score, 4.9 against 3.8. Both are backed by a comparable volume of ratings — 10 and 8 respectively. Written reviews point the same way: 93% of CTOAgent ONE's written reviews are positive against 0% of First Bethany Digital Banking's.

CTOAgent ONE ships an update every 2 months, First Bethany Digital Banking every 5 months. The most recent releases landed on October 15, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | CTOAgent ONE | First Bethany Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (10 ratings)](https://appshunter.io/ios/app/ctoagent-one/id359606802/reviews)** | [3.8 (8 ratings)](https://appshunter.io/ios/app/first-bethany-digital-banking/id473671249/reviews) |
| Number of ratings | **10** | 8 |
| Positive reviews | **92.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Freemium | **Free** |
| Size | 357 MB | 135 MB |
| Requires iOS | 16.0 | **14.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [PalmAgent Software](https://appshunter.io/developer/303860817) | [First Bethany Bank and Trust](https://appshunter.io/developer/473671252) |

## What reviewers say

### CTOAgent ONE

[App page](https://appshunter.io/ios/app/ctoagent-one/id359606802)

This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. Generate professional net sheets and estimates in seconds. Offers a free plan for basic estimates and a premium subscription for unlimited access.

**Highlights:** City/county specific closing cost calculations, Professional seller net sheets, Buyer estimates, Free plan for basic estimates, Premium subscription for unlimited access, 30-day free trial for premium

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


### First Bethany Digital Banking

[App page](https://appshunter.io/ios/app/first-bethany-digital-banking/id473671249)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and locate nearby branches or ATMs. Designed for existing customers of the bank.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Locate nearby branches and ATMs, Pay bills, Manage scheduled bills

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CTOAgent ONE free?

CTOAgent ONE is free to download, with in-app purchases available.

### Is First Bethany Digital Banking free?

First Bethany Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, CTOAgent ONE or First Bethany Digital Banking?

CTOAgent ONE is rated higher. CTOAgent ONE averages 4.9 out of 5 from 10 ratings, while First Bethany Digital Banking averages 3.8 from 8 ratings.

### Do CTOAgent ONE or First Bethany Digital Banking have ads?

Neither CTOAgent ONE nor First Bethany Digital Banking shows ads.

### Which is updated more often, CTOAgent ONE or First Bethany Digital Banking?

CTOAgent ONE ships an update every 2 months, and First Bethany Digital Banking every 5 months. Most recently, CTOAgent ONE was updated on October 15, 2026 and First Bethany Digital Banking on September 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*