# Millenniumbcp vs Caixadirecta

The clearest difference is ads: Caixadirecta at none against Millenniumbcp's shown. Caixadirecta also leads on monetization model (free vs free with in-app purchases) and update cadence (every 11 days vs monthly). Millenniumbcp's advantage is review sentiment (61% vs 40%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Millenniumbcp against 4.7 for Caixadirecta. Both are backed by a comparable volume of ratings — 3.1K and 1.9K respectively. Written reviews are what separate them: 61% of Millenniumbcp's written reviews are positive against 40% of Caixadirecta's.

Millenniumbcp ships an update monthly, Caixadirecta every 11 days. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Millenniumbcp | Caixadirecta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.1K ratings)](https://appshunter.io/ios/app/millenniumbcp/id361329364/reviews)** | [4.7 (1.9K ratings)](https://appshunter.io/ios/app/caixadirecta/id1369089471/reviews) |
| Number of ratings | **3.1K** | 1.9K |
| Positive reviews | **61.0% of reviews** | 39.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 11 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 399 MB | 397 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Millennium bcp](https://appshunter.io/developer/361329367) | [Caixa Geral de Depósitos](https://appshunter.io/developer/451407052) |

## What reviewers say

### Millenniumbcp

[App page](https://appshunter.io/ios/app/millenniumbcp/id361329364)

Manage your bank account securely 24/7, with features for payments, transfers, and investments. Open accounts digitally, use mobile payment services, and track your finances easily. Offers tools for saving, managing cards, and applying for loans.

**Highlights:** Digital account opening, MB WAY mobile payments, Contactless payments with Apple Pay, Savings goals with Apparte, Digital card twins, Instant loan applications, Privacy mode for balances

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick transfers
- 🔒 Secure banking
- 💡 Useful features
- 🥇 Excellent app overall

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🤯 Confusing navigation
- 🚫 Lack of English support
- 💸 Expensive fees
- 🤖 Poor customer service

**Reported bugs**

- Transfer amount field issues
- Remote access security breach
- Login and registration problems
- Multichannel code configuration fails
- Compatibility issues with new updates

**Requested features**

- Ability to make mortgage overpayments
- Landscape mode support on iPad
- Fingerprint/Face ID login
- Better integration with website
- More customization options


### Caixadirecta

[App page](https://appshunter.io/ios/app/caixadirecta/id1369089471)

Access your bank accounts, make payments, and manage finances on the go. This app offers secure and fast banking operations, including mobile payments, voice commands, and transfers. Stay updated on your financial status and interact with your bank anytime, anywhere.

**Highlights:** Access bank accounts, Make and schedule payments, Mobile payments via QR Code/Apple Pay, AI-powered digital assistant, View accounts from other banks, MB WAY transfers and withdrawals, Subscribe to products without visiting branch

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent online banking service
- 🌍 Useful for clients living abroad
- 👍 Easy and intuitive to use
- 🌐 Multilingual support (English and Portuguese)

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🕰️ Slow and laggy performance
- 🤔 Confusing and unintuitive navigation
- 🔒 Overly complicated security measures
- 💻 Lack of iPad support and optimization

**Reported bugs**

- Login issues and screen freezes
- Inability to update personal information
- Recurring transfer setup problems
- Inconsistent behavior when approving transactions
- Notifications leading to nowhere in the app

**Requested features**

- Allow users to update personal details directly in the app
- Provide option to set complex passwords instead of just PINs
- Improve language settings to make them more persistent
- Add support for landscape mode on tablets
- Enhance transaction details and history


## Frequently asked questions

### Is Millenniumbcp free?

Millenniumbcp is free to download, with no in-app purchases.

### Is Caixadirecta free?

Caixadirecta is free to download, with no in-app purchases.

### Which has better reviews, Millenniumbcp or Caixadirecta?

Millenniumbcp is rated higher. Millenniumbcp averages 4.8 out of 5 from 3.1K ratings, while Caixadirecta averages 4.7 from 1.9K ratings.

### Do Millenniumbcp or Caixadirecta have ads?

Millenniumbcp shows ads; Caixadirecta does not.

### Which is updated more often, Millenniumbcp or Caixadirecta?

Millenniumbcp ships an update monthly, and Caixadirecta every 11 days. Most recently, Millenniumbcp was updated on September 24, 2026 and Caixadirecta on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*