# Amex vs Apple Wallet

The clearest difference is ads: Apple Wallet at none against Amex's shown. Apple Wallet also leads on iOS requirement (10.0 vs 18.2). Amex's advantage is update cadence (every 2 weeks vs every 3 months) and chart position (#33 vs unranked). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Amex against 4.8 for Apple Wallet. Both are backed by a comparable volume of ratings — 4.4M and 7.5M respectively. Written reviews are what separate them: 63% of Amex's written reviews are positive against 54% of Apple Wallet's.

Amex ships an update every 2 weeks, Apple Wallet every 3 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | Amex | Apple Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.4M ratings)](https://appshunter.io/ios/app/amex/id362348516/reviews)** | [4.8 (7.5M ratings)](https://appshunter.io/ios/app/apple-wallet/id1160481993/reviews) |
| Number of ratings | 4.4M | **7.5M** |
| Positive reviews | **63.0% of reviews** | 53.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Best chart rank | **#33** | — |
| Size | 533 MB | 9 MB |
| Requires iOS | 18.2 | **10.0** |
| Devices | iPhone, iPad | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [American Express](https://appshunter.io/developer/362348519) | [Apple](https://appshunter.io/developer/284417353) |

## What reviewers say

### Amex

[App page](https://appshunter.io/ios/app/amex/id362348516)

**Currently charting:** #33 Top Free · Finance (US App Store)

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

**Highlights:** Secure account management, Track spending and rewards, Pay bills and manage balance, Card activation and Apple Pay setup, Freeze/unfreeze credit card, Real-time alerts and notifications, Discover personalized offers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Reliable credit card with good benefits
- 🤝 Excellent customer service and support
- 🚀 Seamless app experience
- 📱 Convenient mobile app features
- 💳 Prestigious card status and recognition

**What reviewers complain about**

- 🤖 Inconsistent or unhelpful customer service
- 💳 Unexpected account changes or credit limit reductions
- 🤔 Confusing or misleading policies/offers
- 🕰️ Slow or delayed payment processing
- 🔒 Security issues with closed accounts

**Reported bugs**

- Scrolling glitches in the mobile app
- Inconsistent display of account balances
- Inability to view high-yield savings accounts

**Requested features**

- Improved rewards tracking and redemption
- Integrated dispute submission and status tracking
- Automatic offer activation based on transactions
- Better account balance and payment information
- Seamless integration between mobile app and website


### Apple Wallet

[App page](https://appshunter.io/ios/app/apple-wallet/id1160481993)

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

**Highlights:** Store credit/debit cards, Digital driver's license/state ID, Transit and event tickets, Digital keys for car, home, hotel, Secure contactless payments, Send and receive money

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure with Face ID/Touch ID
- 💳 Integrates credit/debit cards well
- 🎟️ Stores tickets and passes
- 🏠 Stores digital keys and IDs

**What reviewers complain about**

- 🚫 Limited ability to add loyalty/membership cards
- 🤔 Inconsistent card detection and adding
- 💰 Unauthorized charges and payment issues
- 🔍 Lack of customization options (nicknames, images)
- 🇨🇦 Limited support for Canadian features

**Reported bugs**

- Card adding/removal issues
- Transactions not properly recorded
- Face ID/Touch ID failures
- Wallet app freezing or not responding

**Requested features**

- Add ability to add loyalty/membership cards
- Improve card detection and adding process
- Provide better transaction history and categorization
- Allow customization of card names and images
- Expand support for international features (e.g. Presto card)


## Frequently asked questions

### Is Amex free?

Amex is free to download, with no in-app purchases.

### Is Apple Wallet free?

Apple Wallet is free to download, with no in-app purchases.

### Which has better reviews, Amex or Apple Wallet?

Amex is rated higher. Amex averages 4.9 out of 5 from 4.4M ratings, while Apple Wallet averages 4.8 from 7.5M ratings.

### Do Amex or Apple Wallet have ads?

Amex shows ads; Apple Wallet does not.

### Which is updated more often, Amex or Apple Wallet?

Amex ships an update every 2 weeks, and Apple Wallet every 3 months. Most recently, Amex was updated on November 1, 2026 and Apple Wallet on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*