# Amex vs CardPointers for Credit Cards

The clearest difference is in-app purchases: Amex at none against CardPointers for Credit Cards's 10. Amex also leads on ratings volume (4.5M vs 11K) and chart position (#29 vs #97). CardPointers for Credit Cards's advantage is ads (none vs shown) and update cadence (every 4 days vs every 2 weeks). On price and rating there is nothing between them.

Both are free to download. CardPointers for Credit Cards sells 10 in-app purchases, starting at $6.99 per month. Amex asks for nothing beyond the download.

Amex holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Amex has 4.5M ratings behind it against 11K, so its average is the more settled of the two. Written reviews complicate that: 63% of Amex's written reviews are positive against 78% of CardPointers for Credit Cards's, so the app with the better star average is not the one people write more warmly about.

Amex ships an update every 2 weeks, CardPointers for Credit Cards every 4 days. Both last shipped on November 6, 2026.

## The numbers

| Metric | Amex | CardPointers for Credit Cards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.5M ratings)](https://appshunter.io/ios/app/amex/id362348516/reviews)** | [4.7 (11K ratings)](https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808/reviews) |
| Number of ratings | **4.5M** | 11K |
| Positive reviews | 63.0% of reviews | **78.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | **#29** | #97 |
| Size | 533 MB | 117 MB |
| Requires iOS | 18.2 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Mac, Apple Watch, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [American Express](https://appshunter.io/developer/362348519) | [CardPointers LLC](https://appshunter.io/developer/440113695) |

## What reviewers say

### Amex

[App page](https://appshunter.io/ios/app/amex/id362348516)

**Currently charting:** #29 Top Free · Finance (US App Store)

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

**Highlights:** Secure account management, Track spending and rewards, Pay bills and manage balance, Card activation and Apple Pay setup, Freeze/unfreeze credit card, Real-time alerts and notifications, Discover personalized offers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Reliable credit card with good benefits
- 🤝 Excellent customer service and support
- 🚀 Seamless app experience
- 📱 Convenient mobile app features
- 💳 Prestigious card status and recognition

**What reviewers complain about**

- 🤖 Inconsistent or unhelpful customer service
- 💳 Unexpected account changes or credit limit reductions
- 🤔 Confusing or misleading policies/offers
- 🕰️ Slow or delayed payment processing
- 🔒 Security issues with closed accounts

**Reported bugs**

- Scrolling glitches in the mobile app
- Inconsistent display of account balances
- Inability to view high-yield savings accounts

**Requested features**

- Improved rewards tracking and redemption
- Integrated dispute submission and status tracking
- Automatic offer activation based on transactions
- Better account balance and payment information
- Seamless integration between mobile app and website


### CardPointers for Credit Cards

[App page](https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808)

**Currently charting:** #97 Top Grossing · Finance (US App Store)

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

**Highlights:** Automatic category bonus tracking, Real-time card recommendations, Offer management and activation, Siri and chatbot integration, Location-based store suggestions, Safari web extension for online shopping, Apple Watch app

**Features:** Safari Extension, Family Sharing, Apple Wallet, Apple Watch app, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardPointers+ | $6.99 | per month |
| CardPointers+ | $7.99 | per month |
| CardPointers+ | $9.99 | per month |
| CardPointers+ | $11.99 | per month |
| CardPointers+ | $59.99 | per year |
| CardPointers+ | $71.99 | per year |
| CardPointers+ | $89.99 | per year |
| CardPointers+ | $99.99 | per year |
| CardPointers+ (Lifetime) | $139.99 | one-time |
| CardPointers+ (Lifetime) | $239.99 | one-time |

**What reviewers like**

- 🚀 Best app for adding and tracking credit card offers
- 👍 Indispensable credit card companion
- 👍 Great app, great customer service
- 👍 Exceptional customer service
- 👍 Helpful and intuitive app

**What reviewers complain about**

- 🐛 Glitchy and slow performance
- 💰 Subscription is too steep
- 🚫 No support for non-US cards

**Reported bugs**

- Inconsistent data across devices
- Inability to edit card details

**Requested features**

- Location-based card recommendations
- Ability to adjust bonus categories
- Option to track multiple cards of the same type


## Frequently asked questions

### Is Amex free?

Amex is free to download, with no in-app purchases.

### Is CardPointers for Credit Cards free?

CardPointers for Credit Cards is free to download, with in-app purchases available.

### Which has better reviews, Amex or CardPointers for Credit Cards?

Amex is rated higher. Amex averages 4.9 out of 5 from 4.5M ratings, while CardPointers for Credit Cards averages 4.7 from 11K ratings.

### Do Amex or CardPointers for Credit Cards have ads?

Amex shows ads; CardPointers for Credit Cards does not.

### Which is updated more often, Amex or CardPointers for Credit Cards?

Amex ships an update every 2 weeks, and CardPointers for Credit Cards every 4 days. Most recently, Amex was updated on November 6, 2026 and CardPointers for Credit Cards on November 6, 2026.

### Which is more popular, Amex or CardPointers for Credit Cards?

Amex currently peaks at #29 in the App Store charts, and CardPointers for Credit Cards at #97. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*