# Amex vs Barclays US

The clearest difference is ads: Barclays US at none against Amex's shown. Barclays US also leads on monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.2). Amex's advantage is review sentiment (63% vs 43%) and ratings volume (4.5M vs 567K). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Amex against 4.9 for Barclays US. That said, the two scores are not equally well evidenced: Amex has 4.5M ratings behind it against 567K, so its average is the more settled of the two. Written reviews are what separate them: 63% of Amex's written reviews are positive against 43% of Barclays US's.

Amex ships an update every 2 weeks, Barclays US monthly. Both last shipped on November 8, 2026.

## The numbers

| Metric | Amex | Barclays US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.5M ratings)](https://appshunter.io/ios/app/amex/id362348516/reviews)** | [4.9 (567K ratings)](https://appshunter.io/ios/app/barclays-us/id425199399/reviews) |
| Number of ratings | **4.5M** | 567K |
| Positive reviews | **63.0% of reviews** | 43.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Ad-supported | **Free** |
| Best chart rank | **#34** | #59 |
| Size | 533 MB | 219 MB |
| Requires iOS | 18.2 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [American Express](https://appshunter.io/developer/362348519) | [Barclays Bank Delaware](https://appshunter.io/developer/425199402) |

## What reviewers say

### Amex

[App page](https://appshunter.io/ios/app/amex/id362348516)

**Currently charting:** #34 Top Free · Finance (US App Store)

Manage your American Express account on the go. Track spending, view rewards, pay bills, and access exclusive offers. Secure login with Touch ID/Face ID ensures quick and safe access to your financial information.

**Highlights:** Secure account management, Track spending and rewards, Pay bills and manage payments, Access exclusive offers, Real-time alerts for transactions, Send & Split payments

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Reliable credit card with good benefits
- 🤝 Excellent customer service and support
- 🚀 Seamless app experience
- 📱 Convenient mobile app features
- 💳 Prestigious card status and recognition

**What reviewers complain about**

- 🤖 Inconsistent or unhelpful customer service
- 💳 Unexpected account changes or credit limit reductions
- 🤔 Confusing or misleading policies/offers
- 🕰️ Slow or delayed payment processing
- 🔒 Security issues with closed accounts

**Reported bugs**

- Scrolling glitches in the mobile app
- Inconsistent display of account balances
- Inability to view high-yield savings accounts

**Requested features**

- Improved rewards tracking and redemption
- Integrated dispute submission and status tracking
- Automatic offer activation based on transactions
- Better account balance and payment information
- Seamless integration between mobile app and website


### Barclays US

[App page](https://appshunter.io/ios/app/barclays-us/id425199399)

**Currently charting:** #59 Top Free · Finance (US App Store)

Manage your accounts and credit cards securely and conveniently. Features include biometric login, digital wallet integration, spending analysis, and credit score access. Enjoy easy transfers and card controls for a seamless banking experience.

**Highlights:** Biometric login, Digital wallet integration, Spending Analyzer, Free FICO® Credit Score access, Card control (lock/replace), Customized notifications, Online transfers

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient app functionality
- 🔒 Secure app with Face ID/Touch ID login
- 💡 Useful features like tracking credit score

**What reviewers complain about**

- 🐛 Frequent login issues with password and biometrics
- 🐛 Inaccurate balance displays and transaction tracking
- 🐛 Buggy app crashes and performance issues
- 🔍 Lack of push notifications for transactions
- 💻 Outdated and clunky app design

**Reported bugs**

- App crashes after updates
- Login issues with password and biometrics
- Inaccurate balance and transaction display

**Requested features**

- Dark mode option
- Ability to easily pay current balance
- Improved transaction history and balance tracking
- More customization options


## Frequently asked questions

### Is Amex free?

Amex is free to download, with no in-app purchases.

### Is Barclays US free?

Barclays US is free to download, with no in-app purchases.

### Which has better reviews, Amex or Barclays US?

Amex is rated higher. Amex averages 4.9 out of 5 from 4.5M ratings, while Barclays US averages 4.9 from 567K ratings.

### Do Amex or Barclays US have ads?

Amex shows ads; Barclays US does not.

### Which is updated more often, Amex or Barclays US?

Amex ships an update every 2 weeks, and Barclays US monthly. Most recently, Amex was updated on November 8, 2026 and Barclays US on November 8, 2026.

### Which is more popular, Amex or Barclays US?

Amex currently peaks at #34 in the App Store charts, and Barclays US at #59. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*