# Amex vs c2c

The clearest difference is in-app purchases: Amex at none against c2c's 1. Amex also leads on ratings volume (4.4M vs 2) and chart position (#27 vs unranked). c2c's advantage is ads (none vs shown) and update cadence (every 5 days vs every 2 weeks). On price, rating and device support there is nothing between them.

Both are free to download. c2c sells 1 in-app purchase, starting at $9.99 per year. Amex asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Amex against 5.0 for c2c. That said, the two scores are not equally well evidenced: Amex has 4.4M ratings behind it against 2, so its average is the more settled of the two.

Amex ships an update every 2 weeks, c2c every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Amex | c2c |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4.4M ratings)](https://appshunter.io/ios/app/amex/id362348516/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/c2c-check-2-check/id6811174485/reviews)** |
| Number of ratings | **4.4M** | 2 |
| Positive reviews | 63.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Best chart rank | **#27** | — |
| Size | 533 MB | 19 MB |
| Requires iOS | **18.2** | 26.6 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [American Express](https://appshunter.io/developer/362348519) | [TEVIN S JONES](https://appshunter.io/developer/6811174487) |

## What reviewers say

### Amex

[App page](https://appshunter.io/ios/app/amex/id362348516)

**Currently charting:** #27 Top Free · Finance (US App Store)

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

**Highlights:** Secure account management, Track spending and rewards, Pay bills and manage balance, Card activation and Apple Pay setup, Freeze/unfreeze credit card, Real-time alerts and notifications, Discover personalized offers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Reliable credit card with good benefits
- 🤝 Excellent customer service and support
- 🚀 Seamless app experience
- 📱 Convenient mobile app features
- 💳 Prestigious card status and recognition

**What reviewers complain about**

- 🤖 Inconsistent or unhelpful customer service
- 💳 Unexpected account changes or credit limit reductions
- 🤔 Confusing or misleading policies/offers
- 🕰️ Slow or delayed payment processing
- 🔒 Security issues with closed accounts

**Reported bugs**

- Scrolling glitches in the mobile app
- Inconsistent display of account balances
- Inability to view high-yield savings accounts

**Requested features**

- Improved rewards tracking and redemption
- Integrated dispute submission and status tracking
- Automatic offer activation based on transactions
- Better account balance and payment information
- Seamless integration between mobile app and website


### c2c

[App page](https://appshunter.io/ios/app/c2c-check-2-check/id6811174485)

This app acts as a personal ledger, meticulously tracking all your bills against your actual pay periods. It helps you visualize what's due, what's paid, and what remains before your next paycheck, offering a clear financial overview without linking to bank accounts.

**Highlights:** Pay period-based bill tracking, Manual bill entry, no bank linking, Loan and credit card payoff tracking, Home screen widget for current period, Natural language ledger queries, Customizable tags and categories, Bill sharing and splitting, iCloud and Google Drive sync

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Check 2 Check Premium | $9.99 | per year |


## Frequently asked questions

### Is Amex free?

Amex is free to download, with no in-app purchases.

### Is c2c free?

c2c is free to download, with in-app purchases available.

### Which has better reviews, Amex or c2c?

c2c is rated higher. Amex averages 4.9 out of 5 from 4.4M ratings, while c2c averages 5.0 from 2 ratings.

### Do Amex or c2c have ads?

Amex shows ads; c2c does not.

### Which is updated more often, Amex or c2c?

Amex ships an update every 2 weeks, and c2c every 5 days. Most recently, Amex was updated on November 3, 2026 and c2c on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*