# Amex vs Lake

The clearest difference is in-app purchases: Amex at none against Lake's 2. Amex also leads on chart position (#23 vs unranked). Lake's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Lake sells 2 in-app purchases, starting at $9.99 per month. Amex asks for nothing beyond the download.

## The numbers

| Metric | Amex | Lake |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.4M ratings)](https://appshunter.io/ios/app/amex/id362348516/reviews)** | — |
| Number of ratings | **4.4M** | — |
| Positive reviews | 63.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | — |
| Monetization | Free | — |
| Best chart rank | **#23** | — |
| Size | 525 MB | 20 MB |
| Requires iOS | 18.2 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [American Express](https://appshunter.io/developer/362348519) | [Lake Financial](https://appshunter.io/developer/6812786214) |

## What reviewers say

### Amex

[App page](https://appshunter.io/ios/app/amex/id362348516)

**Currently charting:** #23 Top Free · Finance (US App Store)

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

**Highlights:** Secure account management, Track spending and rewards, Pay bills and manage balance, Card activation and Apple Pay setup, Freeze/unfreeze credit card, Real-time alerts and notifications, Discover personalized offers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Reliable credit card with good benefits
- 🤝 Excellent customer service and support
- 🚀 Seamless app experience
- 📱 Convenient mobile app features
- 💳 Prestigious card status and recognition

**What reviewers complain about**

- 🤖 Inconsistent or unhelpful customer service
- 💳 Unexpected account changes or credit limit reductions
- 🤔 Confusing or misleading policies/offers
- 🕰️ Slow or delayed payment processing
- 🔒 Security issues with closed accounts

**Reported bugs**

- Scrolling glitches in the mobile app
- Inconsistent display of account balances
- Inability to view high-yield savings accounts

**Requested features**

- Improved rewards tracking and redemption
- Integrated dispute submission and status tracking
- Automatic offer activation based on transactions
- Better account balance and payment information
- Seamless integration between mobile app and website


### Lake

[App page](https://appshunter.io/ios/app/lake-spending-tracker/id6812786212)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lake Spending - Monthly Premium | $9.99 | per month |
| Lake Spending - Annual Premium | $79.99 | per year |


## Frequently asked questions

### Is Amex free?

Amex is free to download, with no in-app purchases.

### Is Lake free?

Lake is free to download, with in-app purchases available.

### Do Amex or Lake have ads?

Amex shows ads; Lake does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*