# Amex vs MX Merchant Express

The clearest difference is rating: Amex at 4.9 against MX Merchant Express's 3.2. Amex also leads on review sentiment (63% vs 22%) and ratings volume (4.4M vs 28). MX Merchant Express's advantage is ads (none vs shown) and iOS requirement (16.0 vs 18.2). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Amex holds the better App Store score, 4.9 against 3.2. That said, the two scores are not equally well evidenced: Amex has 4.4M ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 63% of Amex's written reviews are positive against 22% of MX Merchant Express's.

Amex ships an update every 2 weeks, MX Merchant Express every 2 months. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Amex | MX Merchant Express |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (4.4M ratings)](https://appshunter.io/ios/app/amex/id362348516/reviews)** | [3.2 (28 ratings)](https://appshunter.io/ios/app/mx-merchant-express/id816534706/reviews) |
| Number of ratings | **4.4M** | 28 |
| Positive reviews | **63.0% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Best chart rank | **#30** | — |
| Size | 533 MB | 39 MB |
| Requires iOS | 18.2 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [American Express](https://appshunter.io/developer/362348519) | [Priority Payment Systems LLC](https://appshunter.io/developer/409348016) |

## What reviewers say

### Amex

[App page](https://appshunter.io/ios/app/amex/id362348516)

**Currently charting:** #30 Top Free · Finance (US App Store)

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

**Highlights:** Secure account management, Track spending and rewards, Pay bills and manage balance, Card activation and Apple Pay setup, Freeze/unfreeze credit card, Real-time alerts and notifications, Discover personalized offers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Reliable credit card with good benefits
- 🤝 Excellent customer service and support
- 🚀 Seamless app experience
- 📱 Convenient mobile app features
- 💳 Prestigious card status and recognition

**What reviewers complain about**

- 🤖 Inconsistent or unhelpful customer service
- 💳 Unexpected account changes or credit limit reductions
- 🤔 Confusing or misleading policies/offers
- 🕰️ Slow or delayed payment processing
- 🔒 Security issues with closed accounts

**Reported bugs**

- Scrolling glitches in the mobile app
- Inconsistent display of account balances
- Inability to view high-yield savings accounts

**Requested features**

- Improved rewards tracking and redemption
- Integrated dispute submission and status tracking
- Automatic offer activation based on transactions
- Better account balance and payment information
- Seamless integration between mobile app and website


### MX Merchant Express

[App page](https://appshunter.io/ios/app/mx-merchant-express/id816534706)

This app allows merchants to easily process credit card payments on their mobile devices. It supports all major card types and offers features like on-screen signatures and various receipt options. Setup is quick and straightforward for on-the-go transactions.

**Highlights:** Accepts all major credit cards, On-screen signature capture, Texted, printed, and emailed receipts, Easy-to-use interface, Optional tipping feature, Fast and simple setup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Amex free?

Amex is free to download, with no in-app purchases.

### Is MX Merchant Express free?

MX Merchant Express is free to download, with no in-app purchases.

### Which has better reviews, Amex or MX Merchant Express?

Amex is rated higher. Amex averages 4.9 out of 5 from 4.4M ratings, while MX Merchant Express averages 3.2 from 28 ratings.

### Do Amex or MX Merchant Express have ads?

Amex shows ads; MX Merchant Express does not.

### Which is updated more often, Amex or MX Merchant Express?

Amex ships an update every 2 weeks, and MX Merchant Express every 2 months. Most recently, Amex was updated on October 31, 2026 and MX Merchant Express on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*