# Debts vs Debt Tracker

The clearest difference is price: Debt Tracker at Free against Debts's $2.99. Debt Tracker also leads on update cadence (every 5 weeks vs every 5 months). Debts's advantage is in-app purchases (none vs 3) and chart position (#197 vs unranked). On review sentiment, ads and device support there is nothing between them.

Debt Tracker is free to download; Debts costs $2.99 up front. Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Debts asks for nothing beyond the download.

Debts ships an update every 5 months, Debt Tracker every 5 weeks. The most recent releases landed on October 11, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Debts | Debt Tracker |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | — | **[4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews)** |
| Number of ratings | — | **105** |
| Positive reviews | **66.7% of reviews** | 63.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 5 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | **#197** | — |
| Size | 3 MB | 38 MB |
| Requires iOS | **14.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Coopla](https://appshunter.io/developer/322335418) | [AppFlux Labs](https://appshunter.io/developer/1882687293) |

## What reviewers say

### Debts

[App page](https://appshunter.io/ios/app/debts/id363447040)

**Currently charting:** #197 Top Paid · Finance (US App Store)

This app helps you manage and pay off your debts. Track payments, get reminders, and use a built-in estimator to plan your payoff strategy, including the debt snowball method. Export reports and manage multiple currencies.

**Highlights:** Track debt and payments, Payment schedule and reminders, Debt payoff estimator, Debt snowball method support, Export reports (CSV/PDF), Multi-currency support

**In-app purchases:** none


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Debts free?

Debts costs $2.99, with no in-app purchases.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Do Debts or Debt Tracker have ads?

Neither Debts nor Debt Tracker shows ads.

### Which is updated more often, Debts or Debt Tracker?

Debts ships an update every 5 months, and Debt Tracker every 5 weeks. Most recently, Debts was updated on October 11, 2026 and Debt Tracker on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*