# Debts vs Simple Offline Budget

The clearest difference is review sentiment: Simple Offline Budget at 100% against Debts's 67%. Simple Offline Budget also leads on price ($1.99 vs $2.99). Debts's advantage is chart position (#179 vs unranked) and iOS requirement (14.1 vs 16.0). On ads, in-app purchases, monetization model and device support there is nothing between them.

Debts costs $2.99 and Simple Offline Budget $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Debts | Simple Offline Budget |
| --- | --- | --- |
| Price | $2.99 | **$1.99** |
| Rating | — | **[4.6 (5 ratings)](https://appshunter.io/ios/app/simple-offline-budget/id6758187910/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | — |
| Monetization | Paid | Paid |
| Best chart rank | **#179** | — |
| Size | 3 MB | 25 MB |
| Requires iOS | **14.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Coopla](https://appshunter.io/developer/322335418) | [Geran Gideon](https://appshunter.io/developer/1871367296) |

## What reviewers say

### Debts

[App page](https://appshunter.io/ios/app/debts/id363447040)

**Currently charting:** #179 Top Paid · Finance (US App Store)

This app helps you manage and pay off your debts. Track payments, get reminders, and use a built-in estimator to plan your payoff strategy, including the debt snowball method. Export reports and manage multiple currencies.

**Highlights:** Track debt and payments, Payment schedule and reminders, Debt payoff estimator, Debt snowball method support, Export reports (CSV/PDF), Multi-currency support

**In-app purchases:** none


### Simple Offline Budget

[App page](https://appshunter.io/ios/app/simple-offline-budget/id6758187910)

This private budget tracker keeps your financial data offline and secure on your device. Log expenses, manage budgets by category, and track income with visual insights. Enjoy a clean interface with no ads or accounts required.

**Highlights:** 100% Offline functionality, Complete privacy, no accounts or cloud sync, Zero ads, clean interface, Instant expense tracking, Budget management by category, Income and recurring transaction tracking, Visual financial insights

**In-app purchases:** none


## Frequently asked questions

### Is Debts free?

Debts costs $2.99, with no in-app purchases.

### Is Simple Offline Budget free?

Simple Offline Budget costs $1.99, with no in-app purchases.

### Do Debts or Simple Offline Budget have ads?

Neither Debts nor Simple Offline Budget shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*