# 富邦證券「富邦e點通」 vs SHIN理想記帳

The clearest difference is rating: SHIN理想記帳 at 4.8 against 富邦證券「富邦e點通」's 4.0. 富邦證券「富邦e點通」's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SHIN理想記帳 holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively.

富邦證券「富邦e點通」 ships an update monthly, SHIN理想記帳 every 3 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | 富邦證券「富邦e點通」 | SHIN理想記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/e/id363720354/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/shin/id1616469322/reviews)** |
| Number of ratings | 4 | **5** |
| Positive reviews | 21.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 112 MB | 98 MB |
| Requires iOS | **13.0** | 13.2 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [富邦證券](https://appshunter.io/developer/954936354) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 富邦證券「富邦e點通」

[App page](https://appshunter.io/ios/app/e/id363720354)

Access real-time stock quotes, financial news, and international market data. Customize watchlists and view detailed charts with technical indicators. Offers intuitive navigation for quick access to all financial information.

**Highlights:** Real-time quotes for stocks, futures, options, and indices, Comprehensive financial news and market analysis, Personalized watchlists with up to 150 securities, Intuitive interface for quick information access, Detailed technical charts with multiple indicators, Synchronized quote speed with exchange

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### SHIN理想記帳

[App page](https://appshunter.io/ios/app/shin/id1616469322)

This finance app helps users manage their money through a unique proportional budgeting method, allowing them to allocate income into living, investment, and savings accounts. It also categorizes spending as 'wants' or 'needs' to promote smarter financial decisions and provides detailed reports.

**Highlights:** Proportional budgeting method, Allocate income to living, investment, savings, Categorize spending as 'wants' or 'needs', Consumption analysis reports, Cloud automatic data upload, Customizable category icons, Daily journaling reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 富邦證券「富邦e點通」 free?

富邦證券「富邦e點通」 is free to download, with no in-app purchases.

### Is SHIN理想記帳 free?

SHIN理想記帳 is free to download, with no in-app purchases.

### Which has better reviews, 富邦證券「富邦e點通」 or SHIN理想記帳?

SHIN理想記帳 is rated higher. 富邦證券「富邦e點通」 averages 4.0 out of 5 from 4 ratings, while SHIN理想記帳 averages 4.8 from 5 ratings.

### Do 富邦證券「富邦e點通」 or SHIN理想記帳 have ads?

Neither 富邦證券「富邦e點通」 nor SHIN理想記帳 shows ads.

### Which is updated more often, 富邦證券「富邦e點通」 or SHIN理想記帳?

富邦證券「富邦e點通」 ships an update monthly, and SHIN理想記帳 every 3 weeks. Most recently, 富邦證券「富邦e點通」 was updated on October 13, 2026 and SHIN理想記帳 on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*