# 富邦證券「富邦e點通」 vs 國泰優惠CUBE Rewards

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 91% against 富邦證券「富邦e點通」's 22%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 4.0) and ratings volume (879 vs 4). 富邦證券「富邦e點通」's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 879 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 22% of 富邦證券「富邦e點通」's written reviews are positive against 91% of 國泰優惠CUBE Rewards's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 17, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | 富邦證券「富邦e點通」 | 國泰優惠CUBE Rewards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/e/id363720354/reviews) | **[4.7 (879 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews)** |
| Number of ratings | 4 | **879** |
| Positive reviews | 21.8% of reviews | **91.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 112 MB | 118 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [富邦證券](https://appshunter.io/developer/954936354) | [國泰金融集團](https://appshunter.io/developer/425309577) |

## What reviewers say

### 富邦證券「富邦e點通」

[App page](https://appshunter.io/ios/app/e/id363720354)

Access real-time stock quotes, financial news, and international market data. Customize watchlists and view detailed charts with technical indicators. Offers intuitive navigation for quick access to all financial information.

**Highlights:** Real-time quotes for stocks, futures, options, and indices, Comprehensive financial news and market analysis, Personalized watchlists with up to 150 securities, Intuitive interface for quick information access, Detailed technical charts with multiple indicators, Synchronized quote speed with exchange

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


## Frequently asked questions

### Is 富邦證券「富邦e點通」 free?

富邦證券「富邦e點通」 is free to download, with no in-app purchases.

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Which has better reviews, 富邦證券「富邦e點通」 or 國泰優惠CUBE Rewards?

國泰優惠CUBE Rewards is rated higher. 富邦證券「富邦e點通」 averages 4.0 out of 5 from 4 ratings, while 國泰優惠CUBE Rewards averages 4.7 from 879 ratings.

### Do 富邦證券「富邦e點通」 or 國泰優惠CUBE Rewards have ads?

Neither 富邦證券「富邦e點通」 nor 國泰優惠CUBE Rewards shows ads.

### Which is updated more often, 富邦證券「富邦e點通」 or 國泰優惠CUBE Rewards?

富邦證券「富邦e點通」 ships an update every 3 weeks, and 國泰優惠CUBE Rewards every 3 weeks. Most recently, 富邦證券「富邦e點通」 was updated on September 17, 2026 and 國泰優惠CUBE Rewards on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*