# Commerzbank Banking vs FNZsecure

The clearest difference is review sentiment: Commerzbank Banking at 53% against FNZsecure's 19%. Commerzbank Banking also leads on update cadence (every 3 weeks vs every 8 months) and ratings volume (2.8K vs 5). FNZsecure's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNZsecure holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Commerzbank Banking has 2.8K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 53% of Commerzbank Banking's written reviews are positive against 19% of FNZsecure's, so the app with the better star average is not the one people write more warmly about.

Commerzbank Banking ships an update every 3 weeks, FNZsecure every 8 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Commerzbank Banking | FNZsecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (2.8K ratings)](https://appshunter.io/ios/app/commerzbank-banking/id366609901/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/fnzsecure/id1559711084/reviews)** |
| Number of ratings | **2.8K** | 5 |
| Positive reviews | **52.8% of reviews** | 18.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 8 months |
| Monetization | Free | Free |
| Size | 410 MB | 2 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Commerzbank AG](https://appshunter.io/developer/366609904) | [European Bank for Financial Services GmbH (ebase)](https://appshunter.io/developer/398332578) |

## What reviewers say

### Commerzbank Banking

[App page](https://appshunter.io/ios/app/commerzbank-banking/id366609901)

Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.

**Highlights:** Financial overview, Quick login (biometric), Card management (PIN change, block), Faster transfers (photoTAN, Instant Payment), Standing orders management, Real-time account alarms, ATM and branch finder

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Stable and reliable app
- 👍 Intuitive and easy to use
- 🌐 Supports English language
- 💳 Useful banking features

**What reviewers complain about**

- 🐛 Bugs and crashes after updates
- ⏱️ Slow transaction updates
- 🔒 Inconvenient 2-factor authentication
- 🇩🇪 Lack of full English support

**Reported bugs**

- App freezes or crashes after updates
- Face ID/fingerprint login not working
- Inconsistent transaction reporting
- Inability to change credit card limits

**Requested features**

- Improve transaction history and balance display
- Add more language options beyond German and English
- Streamline authentication process
- Integrate stock trading functionality


### FNZsecure

[App page](https://appshunter.io/ios/app/fnzsecure/id1559711084)

This app serves as a security factor for online banking, allowing users to confirm their identity. It enables convenient, fast, and secure authorization of logins and transactions from anywhere using passwords, fingerprint, or facial recognition.

**Highlights:** Online banking security factor, Identity confirmation, Transaction authorization, Password login, Fingerprint recognition, Facial recognition

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Commerzbank Banking free?

Commerzbank Banking is free to download, with no in-app purchases.

### Is FNZsecure free?

FNZsecure is free to download, with no in-app purchases.

### Which has better reviews, Commerzbank Banking or FNZsecure?

FNZsecure is rated higher. Commerzbank Banking averages 4.7 out of 5 from 2.8K ratings, while FNZsecure averages 5.0 from 5 ratings.

### Do Commerzbank Banking or FNZsecure have ads?

Neither Commerzbank Banking nor FNZsecure shows ads.

### Which is updated more often, Commerzbank Banking or FNZsecure?

Commerzbank Banking ships an update every 3 weeks, and FNZsecure every 8 months. Most recently, Commerzbank Banking was updated on November 1, 2026 and FNZsecure on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*