# Commerzbank Banking vs ElsterSecure

Commerzbank Banking and ElsterSecure both sit at 4.7 stars, but that hides the real split: 84% of ElsterSecure's written reviews are positive against 53% of Commerzbank Banking's. ElsterSecure also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Commerzbank Banking's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (2.8K vs 130). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Commerzbank Banking against 4.7 for ElsterSecure. That said, the two scores are not equally well evidenced: Commerzbank Banking has 2.8K ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 53% of Commerzbank Banking's written reviews are positive against 84% of ElsterSecure's.

Commerzbank Banking ships an update every 3 weeks, ElsterSecure every 4 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Commerzbank Banking | ElsterSecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.8K ratings)](https://appshunter.io/ios/app/commerzbank-banking/id366609901/reviews)** | [4.7 (130 ratings)](https://appshunter.io/ios/app/elstersecure/id1579060331/reviews) |
| Number of ratings | **2.8K** | 130 |
| Positive reviews | 52.8% of reviews | **84.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 410 MB | 49 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Commerzbank AG](https://appshunter.io/developer/366609904) | [Bayerisches Landesamt fuer Steuern](https://appshunter.io/developer/1018163928) |

## What reviewers say

### Commerzbank Banking

[App page](https://appshunter.io/ios/app/commerzbank-banking/id366609901)

Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.

**Highlights:** Financial overview, Quick login (biometric), Card management (PIN change, block), Faster transfers (photoTAN, Instant Payment), Standing orders management, Real-time account alarms, ATM and branch finder

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Stable and reliable app
- 👍 Intuitive and easy to use
- 🌐 Supports English language
- 💳 Useful banking features

**What reviewers complain about**

- 🐛 Bugs and crashes after updates
- ⏱️ Slow transaction updates
- 🔒 Inconvenient 2-factor authentication
- 🇩🇪 Lack of full English support

**Reported bugs**

- App freezes or crashes after updates
- Face ID/fingerprint login not working
- Inconsistent transaction reporting
- Inability to change credit card limits

**Requested features**

- Improve transaction history and balance display
- Add more language options beyond German and English
- Streamline authentication process
- Integrate stock trading functionality


### ElsterSecure

[App page](https://appshunter.io/ios/app/elstersecure/id1579060331)

This app simplifies logging into your tax account by using your smartphone for authentication. Once set up, you won't need certificate files or usernames for access. It's designed for secure and convenient tax-related logins.

**Highlights:** Smartphone-based authentication, Eliminates need for certificate files, Simplifies tax account logins, QR code scanning for setup, Secure user account management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Commerzbank Banking free?

Commerzbank Banking is free to download, with no in-app purchases.

### Is ElsterSecure free?

ElsterSecure is free to download, with no in-app purchases.

### Which has better reviews, Commerzbank Banking or ElsterSecure?

Commerzbank Banking is rated higher. Commerzbank Banking averages 4.7 out of 5 from 2.8K ratings, while ElsterSecure averages 4.7 from 130 ratings.

### Do Commerzbank Banking or ElsterSecure have ads?

Neither Commerzbank Banking nor ElsterSecure shows ads.

### Which is updated more often, Commerzbank Banking or ElsterSecure?

Commerzbank Banking ships an update every 3 weeks, and ElsterSecure every 4 months. Most recently, Commerzbank Banking was updated on November 1, 2026 and ElsterSecure on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*