# Commerzbank Banking vs HVB Mobile Banking

The clearest difference is rating: Commerzbank Banking at 4.7 against HVB Mobile Banking's 4.3. Commerzbank Banking also leads on ratings volume (2.8K vs 644). HVB Mobile Banking's advantage is review sentiment (69% vs 53%) and iOS requirement (14.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Commerzbank Banking holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 2.8K and 644 respectively. Written reviews complicate that: 53% of Commerzbank Banking's written reviews are positive against 69% of HVB Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

Commerzbank Banking ships an update every 3 weeks, HVB Mobile Banking monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Commerzbank Banking | HVB Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (2.8K ratings)](https://appshunter.io/ios/app/commerzbank-banking/id366609901/reviews)** | [4.3 (644 ratings)](https://appshunter.io/ios/app/hvb-mobile-banking/id927914908/reviews) |
| Number of ratings | **2.8K** | 644 |
| Positive reviews | 52.8% of reviews | **68.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 410 MB | 144 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Commerzbank AG](https://appshunter.io/developer/366609904) | [UniCredit Bank GmbH](https://appshunter.io/developer/387364032) |

## What reviewers say

### Commerzbank Banking

[App page](https://appshunter.io/ios/app/commerzbank-banking/id366609901)

Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.

**Highlights:** Financial overview, Quick login (biometric), Card management (PIN change, block), Faster transfers (photoTAN, Instant Payment), Standing orders management, Real-time account alarms, ATM and branch finder

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Stable and reliable app
- 👍 Intuitive and easy to use
- 🌐 Supports English language
- 💳 Useful banking features

**What reviewers complain about**

- 🐛 Bugs and crashes after updates
- ⏱️ Slow transaction updates
- 🔒 Inconvenient 2-factor authentication
- 🇩🇪 Lack of full English support

**Reported bugs**

- App freezes or crashes after updates
- Face ID/fingerprint login not working
- Inconsistent transaction reporting
- Inability to change credit card limits

**Requested features**

- Improve transaction history and balance display
- Add more language options beyond German and English
- Streamline authentication process
- Integrate stock trading functionality


### HVB Mobile Banking

[App page](https://appshunter.io/ios/app/hvb-mobile-banking/id927914908)

Manage your banking needs conveniently and securely from anywhere. Features include a bill scanner for quick payments, mobile trading for investments, and a digital mailbox for important documents. Available for users aged 12 and up.

**Highlights:** Account balances and transactions, Bill scanner for quick transfers, Mobile trading and investment management, Digital mailbox, Mobile payments with Apple Pay, Financial manager, Secure login with biometrics

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Clear and intuitive user interface
- 🚀 Fast and responsive performance
- 📊 Comprehensive account overview and transaction history
- 💳 Easy EU transfers and payments
- 🎨 Clean, well-organized design

**What reviewers complain about**

- 🔐 Overly complicated security procedures
- 😕 Unintuitive navigation and information architecture
- ⏱️ Slow and cumbersome AppTAN approval process
- 🌐 Limited English language support (mostly headings only)
- 🔄 Frequent login failures and authentication issues

**Reported bugs**

- App crashes on startup after updates
- Face ID/biometric login disabled unexpectedly and frequently
- AppTAN not delivered or displayed properly
- Login hangs or fails intermittently
- Credit card transaction access causes crashes and logouts

**Requested features**

- Full English language translation (not just headings)
- IBAN input accepting formatted IBANs with spaces
- Landscape/horizontal view for account statements
- Improved transaction search with date range input
- Extended transaction history beyond 2 years


## Frequently asked questions

### Is Commerzbank Banking free?

Commerzbank Banking is free to download, with no in-app purchases.

### Is HVB Mobile Banking free?

HVB Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Commerzbank Banking or HVB Mobile Banking?

Commerzbank Banking is rated higher. Commerzbank Banking averages 4.7 out of 5 from 2.8K ratings, while HVB Mobile Banking averages 4.3 from 644 ratings.

### Do Commerzbank Banking or HVB Mobile Banking have ads?

Neither Commerzbank Banking nor HVB Mobile Banking shows ads.

### Which is updated more often, Commerzbank Banking or HVB Mobile Banking?

Commerzbank Banking ships an update every 3 weeks, and HVB Mobile Banking monthly. Most recently, Commerzbank Banking was updated on October 26, 2026 and HVB Mobile Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*