# Banca MPS vs BNL

The clearest difference is rating: BNL at 3.3 against Banca MPS's 2.2. Banca MPS's advantage is ads (none vs shown) and review sentiment (28% vs 16%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNL holds the better App Store score, 3.3 against 2.2. Both are backed by a comparable volume of ratings — 18 and 44 respectively. Written reviews complicate that: 28% of Banca MPS's written reviews are positive against 16% of BNL's, so the app with the better star average is not the one people write more warmly about.

Banca MPS ships an update monthly, BNL fortnightly. Both last shipped on November 1, 2026.

## The numbers

| Metric | Banca MPS | BNL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (18 ratings)](https://appshunter.io/ios/app/banca-mps/id366805842/reviews) | **[3.3 (44 ratings)](https://appshunter.io/ios/app/bnl/id578969149/reviews)** |
| Number of ratings | 18 | **44** |
| Positive reviews | **28.0% of reviews** | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 100 MB | 596 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banca Monte dei Paschi di Siena S.p.A.](https://appshunter.io/developer/366805845) | [BNL S.p.A.](https://appshunter.io/developer/406992053) |

## What reviewers say

### Banca MPS

[App page](https://appshunter.io/ios/app/banca-mps/id366805842)

Manage your bank accounts and transactions on the go. Easily view account details, filter movements, and make payments intuitively. Share information and receipts quickly and securely.

**Highlights:** Account management, Transaction filtering, Payment options, Receipt sharing, Digital banking access

**Features:** Apple Wallet

**In-app purchases:** none


### BNL

[App page](https://appshunter.io/ios/app/bnl/id578969149)

Manage your bank accounts and cards with ease through a redesigned, intuitive mobile interface. Perform instant transfers, pay bills using your camera, and view your total financial assets. Secure access with FaceID simplifies daily financial tasks.

**Highlights:** Account and card management, Instant SEPA transfers, Bill payments via camera, Mobile and prepaid card top-ups, View total asset portfolio, Access bank documents

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- ✨ Beautiful interface
- 🚀 Fast and efficient
- 👍 Intuitive design
- 👍 Well-made app

**What reviewers complain about**

- 🐛 Unreliable and inconsistent
- 🐛 Difficult to navigate
- 🐛 Not user-friendly
- 🐛 Inaccessible abroad
- 🐛 Poor design

**Reported bugs**

- App is inaccessible 9/10 times when abroad
- OTP opens 1/10 times, expires quickly
- Mobile token activation fails repeatedly
- Cannot access account online due to token issues
- App does not open after updates

**Requested features**

- Add landscape mode for iPad
- Improve visibility of app closing function
- Add foreign transfer option
- Improve OTP reliability and speed
- Allow nickname association with account number


## Frequently asked questions

### Is Banca MPS free?

Banca MPS is free to download, with no in-app purchases.

### Is BNL free?

BNL is free to download, with no in-app purchases.

### Which has better reviews, Banca MPS or BNL?

BNL is rated higher. Banca MPS averages 2.2 out of 5 from 18 ratings, while BNL averages 3.3 from 44 ratings.

### Do Banca MPS or BNL have ads?

BNL shows ads; Banca MPS does not.

### Which is updated more often, Banca MPS or BNL?

Banca MPS ships an update monthly, and BNL fortnightly. Most recently, Banca MPS was updated on November 1, 2026 and BNL on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*