# iLoan vs LendingPoint

The clearest difference is price: LendingPoint at Free against iLoan's $0.99. LendingPoint also leads on rating (4.8 vs 4.3) and review sentiment (62% vs 34%). iLoan's advantage is chart position (#79 vs unranked). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

LendingPoint is free to download; iLoan costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

LendingPoint holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 34% of iLoan's written reviews are positive against 62% of LendingPoint's.

iLoan ships an update every 3 months, LendingPoint fortnightly. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | iLoan | LendingPoint |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [4.3 (7 ratings)](https://appshunter.io/ios/app/iloan-personal-loans/id367654505/reviews) | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews)** |
| Number of ratings | 7 | **3.2K** |
| Positive reviews | 34.3% of reviews | **62.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Paid | **Free** |
| Best chart rank | **#79** | — |
| Size | 2 MB | 36 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Varietas Software, LLC](https://appshunter.io/developer/312844469) | [LendingPoint LLC](https://appshunter.io/developer/1488985078) |

## What reviewers say

### iLoan

[App page](https://appshunter.io/ios/app/iloan-personal-loans/id367654505)

**Currently charting:** #79 Top Paid · Finance (US App Store)

This app helps you meticulously track personal loans, whether you're lending money to others or managing your own debts. It records loan details, payments, and balances, and includes an amortization calculator for financial planning. You can also send statements and receipts to borrowers.

**Highlights:** Track loans made to others or personal loans, Record loan details, interest rates, and dates, Log and edit payments, View loan status and payment history, Generate amortization schedules, Send loan statements and payment receipts, "What If" calculator for principal payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


## Frequently asked questions

### Is iLoan free?

iLoan costs $0.99, with no in-app purchases.

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Which has better reviews, iLoan or LendingPoint?

LendingPoint is rated higher. iLoan averages 4.3 out of 5 from 7 ratings, while LendingPoint averages 4.8 from 3.2K ratings.

### Do iLoan or LendingPoint have ads?

Neither iLoan nor LendingPoint shows ads.

### Which is updated more often, iLoan or LendingPoint?

iLoan ships an update every 3 months, and LendingPoint fortnightly. Most recently, iLoan was updated on October 27, 2026 and LendingPoint on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*