# iLoan vs LendDirect

The clearest difference is review sentiment: LendDirect at 100% against iLoan's 34%. LendDirect also leads on price (Free vs $0.99) and update cadence (every 3 days vs every 3 months). iLoan's advantage is rating (4.3 vs 2.3) and chart position (#194 vs unranked). On ratings volume, ads, in-app purchases and device support there is nothing between them.

LendDirect is free to download; iLoan costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

iLoan holds the better App Store score, 4.3 against 2.3. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews complicate that: 34% of iLoan's written reviews are positive against 100% of LendDirect's, so the app with the better star average is not the one people write more warmly about.

iLoan ships an update every 3 months, LendDirect every 3 days. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | iLoan | LendDirect |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.3 (7 ratings)](https://appshunter.io/ios/app/iloan-personal-loans/id367654505/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/lenddirect/id6744831116/reviews) |
| Number of ratings | **7** | 3 |
| Positive reviews | 34.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Paid | **Free** |
| Best chart rank | **#194** | — |
| Size | 2 MB | 25 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Varietas Software, LLC](https://appshunter.io/developer/312844469) | [CURO Management LLC](https://appshunter.io/developer/784028834) |

## What reviewers say

### iLoan

[App page](https://appshunter.io/ios/app/iloan-personal-loans/id367654505)

**Currently charting:** #194 Top Paid · Finance (US App Store)

This app helps you meticulously track personal loans, whether you're lending money to others or managing your own debts. It records loan details, payments, and balances, and includes an amortization calculator for financial planning. You can also send statements and receipts to borrowers.

**Highlights:** Track loans made to others or personal loans, Record loan details, interest rates, and dates, Log and edit payments, View loan status and payment history, Generate amortization schedules, Send loan statements and payment receipts, "What If" calculator for principal payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LendDirect

[App page](https://appshunter.io/ios/app/lenddirect/id6744831116)

Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.

**Highlights:** Push notifications for reminders, View current loan information, Manage your account, Make secure payments, Send secure messages to customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iLoan free?

iLoan costs $0.99, with no in-app purchases.

### Is LendDirect free?

LendDirect is free to download, with no in-app purchases.

### Which has better reviews, iLoan or LendDirect?

iLoan is rated higher. iLoan averages 4.3 out of 5 from 7 ratings, while LendDirect averages 2.3 from 3 ratings.

### Do iLoan or LendDirect have ads?

Neither iLoan nor LendDirect shows ads.

### Which is updated more often, iLoan or LendDirect?

iLoan ships an update every 3 months, and LendDirect every 3 days. Most recently, iLoan was updated on October 17, 2026 and LendDirect on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*