# Wallet One vs Optima24

The clearest difference is rating: Optima24 at 3.5 against Wallet One's 2.5. Optima24 also leads on review sentiment (49% vs 14%) and ratings volume (203 vs 4). Wallet One's advantage is iOS requirement (10.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Optima24 holds the better App Store score, 3.5 against 2.5. That said, the two scores are not equally well evidenced: Optima24 has 203 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 14% of Wallet One's written reviews are positive against 49% of Optima24's.

Wallet One ships an update every 4 weeks, Optima24 every 2 weeks. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Wallet One | Optima24 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (4 ratings)](https://appshunter.io/ios/app/wallet-one/id367831160/reviews) | **[3.5 (203 ratings)](https://appshunter.io/ios/app/optima24/id1021852052/reviews)** |
| Number of ratings | 4 | **203** |
| Positive reviews | 14.3% of reviews | **48.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 75 MB | 351 MB |
| Requires iOS | **10.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Silvervale Alliance LLP](https://appshunter.io/developer/913100888) | [Optima Bank OAO](https://appshunter.io/developer/1575934233) |

## What reviewers say

### Wallet One

[App page](https://appshunter.io/ios/app/wallet-one/id367831160)

A global multi-currency electronic wallet for making payments, transfers, and paying for goods and services worldwide. Manage your finances internationally with ease.

**Highlights:** Make payments, Perform transfers, Pay for goods and services, Multi-currency support, Worldwide usability

**Features:** macOS Compatibility

**In-app purchases:** none


### Optima24

[App page](https://appshunter.io/ios/app/optima24/id1021852052)

Manage your finances with this secure and advanced mobile application. It offers instant transfers, bill payments, online loans, and account management. Access discounts and foreign currency accounts easily.

**Highlights:** Instant card transfers, International Visa2Visa transfers, Interbank transfers, Online loan and deposit services, Bill and utility payments, Foreign currency accounts, Transaction history and statements

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💼 Reliable banking service
- 🌍 Convenient for international transactions
- ⭐ Good customer service at branches
- 📱 Stable app performance after recent updates

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Slow loading times and infinite loading
- 🔄 Constant need for app updates
- ❌ Balance display issues
- 📊 Payment history not loading

**Reported bugs**

- App crashes during authentication and Face ID
- Cannot transfer between own accounts
- Dollar account currency conversion errors
- Cannot open deposits from dollar accounts
- White screen after identification process

**Requested features**

- Apple Pay integration
- QR code scanning and payment functionality
- Dollar-denominated deposits
- Template saving for transfers
- Improved multi-currency account handling


## Frequently asked questions

### Is Wallet One free?

Wallet One is free to download, with no in-app purchases.

### Is Optima24 free?

Optima24 is free to download, with no in-app purchases.

### Which has better reviews, Wallet One or Optima24?

Optima24 is rated higher. Wallet One averages 2.5 out of 5 from 4 ratings, while Optima24 averages 3.5 from 203 ratings.

### Do Wallet One or Optima24 have ads?

Neither Wallet One nor Optima24 shows ads.

### Which is updated more often, Wallet One or Optima24?

Wallet One ships an update every 4 weeks, and Optima24 every 2 weeks. Most recently, Wallet One was updated on November 1, 2026 and Optima24 on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*