# Wallet One vs BakAi

The clearest difference is rating: BakAi at 4.7 against Wallet One's 2.5. BakAi also leads on review sentiment (50% vs 14%) and ratings volume (393 vs 4). Wallet One's advantage is iOS requirement (10.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BakAi holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: BakAi has 393 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 14% of Wallet One's written reviews are positive against 50% of BakAi's.

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Wallet One | BakAi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (4 ratings)](https://appshunter.io/ios/app/wallet-one/id367831160/reviews) | **[4.7 (393 ratings)](https://appshunter.io/ios/app/bakai/id1294108123/reviews)** |
| Number of ratings | 4 | **393** |
| Positive reviews | 14.3% of reviews | **49.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Monetization | Free | Free |
| Size | 75 MB | 275 MB |
| Requires iOS | **10.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Silvervale Alliance LLP](https://appshunter.io/developer/913100888) | [OJSC BAKAI BANK](https://appshunter.io/developer/1205363870) |

## What reviewers say

### Wallet One

[App page](https://appshunter.io/ios/app/wallet-one/id367831160)

A global multi-currency electronic wallet for making payments, transfers, and paying for goods and services worldwide. Manage your finances internationally with ease.

**Highlights:** Make payments, Perform transfers, Pay for goods and services, Multi-currency support, Worldwide usability

**Features:** macOS Compatibility

**In-app purchases:** none


### BakAi

[App page](https://appshunter.io/ios/app/bakai/id1294108123)

This mobile banking app offers convenient payments for utilities, taxes, and online games. It provides access to government services, quick online loans, and international money transfers. Securely manage your accounts and cards with advanced features.

**Highlights:** Convenient payments for utilities, taxes, and games, Access to government services, Online loans up to 200,000 som, International money transfers, Virtual and physical card options, Secure account management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast and responsive application performance
- 💳 Convenient QR code transfer functionality
- 🌍 Excellent service for international users and non-residents
- 📧 Innovative 3DS code delivery via email for travel convenience

**What reviewers complain about**

- 🐛 Frequent application crashes and freezes
- 🔐 Overly restrictive account blocking and card freezing
- 📵 Push notifications not working properly
- 🔄 Confusing and poorly explained account recovery process
- 💸 Unexplained currency conversion rate issues

**Reported bugs**

- Application crashes upon opening after updates
- Cannot log in to app - stuck on authorization screen
- App crashes every 5 seconds after recent update
- QR code transfer functionality fails intermittently
- Phone number transfer feature unavailable for non-residents

**Requested features**

- Add comment/memo field for QR code transfers
- Relocate QR scanner to more accessible location
- Enable phone number change for non-residents without visiting branch
- Add Apple Pay and Google Pay integration
- Implement monthly expense summary on home screen


## Frequently asked questions

### Is Wallet One free?

Wallet One is free to download, with no in-app purchases.

### Is BakAi free?

BakAi is free to download, with no in-app purchases.

### Which has better reviews, Wallet One or BakAi?

BakAi is rated higher. Wallet One averages 2.5 out of 5 from 4 ratings, while BakAi averages 4.7 from 393 ratings.

### Do Wallet One or BakAi have ads?

Neither Wallet One nor BakAi shows ads.

### Which is updated more often, Wallet One or BakAi?

Wallet One ships an update every 4 weeks, and BakAi every 4 weeks. Most recently, Wallet One was updated on November 1, 2026 and BakAi on November 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*