# 兆豐證券「兆豐行動VIP」 vs CWMoney

The clearest difference is review sentiment: CWMoney at 82% against 兆豐證券「兆豐行動VIP」's 16%. CWMoney also leads on rating (4.7 vs 1.8) and ratings volume (362 vs 6). 兆豐證券「兆豐行動VIP」's advantage is in-app purchases (none vs 4) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. CWMoney sells 4 in-app purchases, starting at $2.49 per month. 兆豐證券「兆豐行動VIP」 asks for nothing beyond the download.

CWMoney holds the better App Store score, 4.7 against 1.8. That said, the two scores are not equally well evidenced: CWMoney has 362 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 16% of 兆豐證券「兆豐行動VIP」's written reviews are positive against 82% of CWMoney's.

兆豐證券「兆豐行動VIP」 ships an update monthly, CWMoney every 5 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | 兆豐證券「兆豐行動VIP」 | CWMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (6 ratings)](https://appshunter.io/ios/app/vip/id368177361/reviews) | **[4.7 (362 ratings)](https://appshunter.io/ios/app/cwmoney/id1029760973/reviews)** |
| Number of ratings | 6 | **362** |
| Positive reviews | 15.7% of reviews | **81.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 77 MB | 170 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [兆豐證券](https://appshunter.io/developer/503456706) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 兆豐證券「兆豐行動VIP」

[App page](https://appshunter.io/ios/app/vip/id368177361)

Access real-time stock quotes, financial news, and market data. Features include customizable watchlists, detailed charts, and intuitive navigation for quick access to all financial information.

**Highlights:** Real-time quotes for stocks, futures, options, indices, and forex, Comprehensive financial news and market analysis, Personalized watchlists with up to 250 items, Intuitive interface for quick information access, Detailed technical charts with multiple indicators, Biometric login support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CWMoney

[App page](https://appshunter.io/ios/app/cwmoney/id1029760973)

Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.

**Highlights:** Daily expense and income tracking, Income and expense pie/bar charts, Multiple accounts and currencies, Budget setting, Hierarchical categories, Cloud backup to Dropbox, GPS, camera, and voice recording support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP每個月90元 | $2.49 | per month |
| VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP) | $4.99 | per month |
| VIP每半年525元 | $14.99 | per 6 months |
| VIP每年690元 | $19.99 | per year |

**What reviewers like**

- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available

**What reviewers complain about**

- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic

**Reported bugs**

- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save

**Requested features**

- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option


## Frequently asked questions

### Is 兆豐證券「兆豐行動VIP」 free?

兆豐證券「兆豐行動VIP」 is free to download, with no in-app purchases.

### Is CWMoney free?

CWMoney is free to download, with in-app purchases available.

### Which has better reviews, 兆豐證券「兆豐行動VIP」 or CWMoney?

CWMoney is rated higher. 兆豐證券「兆豐行動VIP」 averages 1.8 out of 5 from 6 ratings, while CWMoney averages 4.7 from 362 ratings.

### Do 兆豐證券「兆豐行動VIP」 or CWMoney have ads?

CWMoney shows ads; 兆豐證券「兆豐行動VIP」 does not.

### Which is updated more often, 兆豐證券「兆豐行動VIP」 or CWMoney?

兆豐證券「兆豐行動VIP」 ships an update monthly, and CWMoney every 5 weeks. Most recently, 兆豐證券「兆豐行動VIP」 was updated on November 1, 2026 and CWMoney on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*