# 兆豐證券「兆豐行動VIP」 vs Pennyworth

The clearest difference is review sentiment: Pennyworth at 92% against 兆豐證券「兆豐行動VIP」's 16%. Pennyworth also leads on rating (4.8 vs 1.8) and ratings volume (1.3K vs 6). 兆豐證券「兆豐行動VIP」's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Pennyworth sells 3 one-off in-app purchases. 兆豐證券「兆豐行動VIP」 asks for nothing beyond the download.

Pennyworth holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 16% of 兆豐證券「兆豐行動VIP」's written reviews are positive against 92% of Pennyworth's.

兆豐證券「兆豐行動VIP」 ships an update monthly, Pennyworth weekly. The most recent releases landed on October 20, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | 兆豐證券「兆豐行動VIP」 | Pennyworth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (6 ratings)](https://appshunter.io/ios/app/vip/id368177361/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews)** |
| Number of ratings | 6 | **1.3K** |
| Positive reviews | 15.7% of reviews | **92.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 77 MB | 67 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [兆豐證券](https://appshunter.io/developer/503456706) | [Jack Xuan](https://appshunter.io/developer/943334381) |

## What reviewers say

### 兆豐證券「兆豐行動VIP」

[App page](https://appshunter.io/ios/app/vip/id368177361)

Access real-time stock quotes, financial news, and market data. Features include customizable watchlists, detailed charts, and intuitive navigation for quick access to all financial information.

**Highlights:** Real-time quotes for stocks, futures, options, indices, and forex, Comprehensive financial news and market analysis, Personalized watchlists with up to 250 items, Intuitive interface for quick information access, Detailed technical charts with multiple indicators, Biometric login support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

**Highlights:** Fast, intuitive expense tracking, Multiple financial books, iCloud sync and sharing, Smart tags for analysis, Advanced reports and charts, All-in-one asset management, Stock portfolio tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


## Frequently asked questions

### Is 兆豐證券「兆豐行動VIP」 free?

兆豐證券「兆豐行動VIP」 is free to download, with no in-app purchases.

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Which has better reviews, 兆豐證券「兆豐行動VIP」 or Pennyworth?

Pennyworth is rated higher. 兆豐證券「兆豐行動VIP」 averages 1.8 out of 5 from 6 ratings, while Pennyworth averages 4.8 from 1.3K ratings.

### Do 兆豐證券「兆豐行動VIP」 or Pennyworth have ads?

Pennyworth shows ads; 兆豐證券「兆豐行動VIP」 does not.

### Which is updated more often, 兆豐證券「兆豐行動VIP」 or Pennyworth?

兆豐證券「兆豐行動VIP」 ships an update monthly, and Pennyworth weekly. Most recently, 兆豐證券「兆豐行動VIP」 was updated on October 20, 2026 and Pennyworth on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*