# 페이북/ISP vs 카카오뱅크

The clearest difference is rating: 페이북/ISP at 3.6 against 카카오뱅크's 2.8. 페이북/ISP also leads on ratings volume (514 vs 145). 카카오뱅크's advantage is in-app purchases (none vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. 페이북/ISP sells 1 one-off in-app purchase. 카카오뱅크 asks for nothing beyond the download.

페이북/ISP holds the better App Store score, 3.6 against 2.8. Both are backed by a comparable volume of ratings — 514 and 145 respectively. Written reviews complicate that: 28% of 페이북/ISP's written reviews are positive against 32% of 카카오뱅크's, so the app with the better star average is not the one people write more warmly about.

페이북/ISP ships an update fortnightly, 카카오뱅크 every 3 weeks. Both last shipped on September 24, 2026.

## The numbers

| Metric | 페이북/ISP | 카카오뱅크 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (514 ratings)](https://appshunter.io/ios/app/isp/id369125087/reviews)** | [2.8 (145 ratings)](https://appshunter.io/ios/app/id1258016944/reviews) |
| Number of ratings | **514** | 145 |
| Positive reviews | 27.5% of reviews | **32.5% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 488 MB | 699 MB |
| Requires iOS | 15.8 | **15.0** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VP Inc.](https://appshunter.io/developer/366728012) | [KakaoBank Corp.](https://appshunter.io/developer/1258016943) |

## What reviewers say

### 페이북/ISP

[App page](https://appshunter.io/ios/app/isp/id369125087)

Manage your finances with personalized benefits, investment opportunities, and smart financial product comparisons. Customize your home screen, track card usage, and discover tailored discounts and rewards. Invest in global markets and stocks with expert picks.

**Highlights:** Personalized benefits and rewards, Investment opportunities (overseas, stocks), Financial product comparison (cards, loans, insurance), Customizable home screen, Card usage and benefit tracking, QR payment via smartwatch

**Features:** Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 안전결제 프리미엄 서비스 1년이용권 | $5.99 | one-time |

**What reviewers like**

- 👍 Convenient QR code payment
- 💡 Continuous discount events
- 🚀 Quick and easy to use

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔋 High data consumption
- 🤔 Confusing and cluttered UI
- 🔒 Lack of biometric login support
- 🙅‍♀️ Difficult for overseas users

**Reported bugs**

- Errors during payment process
- Inability to register non-Korean phone numbers
- Incompatibility with certain devices/OS versions

**Requested features**

- Support for face ID/fingerprint login
- Improved performance and stability
- More user-friendly interface design
- Better support for overseas users


### 카카오뱅크

[App page](https://appshunter.io/ios/app/id1258016944)

**In-app purchases:** none


## Frequently asked questions

### Is 페이북/ISP free?

페이북/ISP is free to download, with in-app purchases available.

### Is 카카오뱅크 free?

카카오뱅크 is free to download, with no in-app purchases.

### Which has better reviews, 페이북/ISP or 카카오뱅크?

페이북/ISP is rated higher. 페이북/ISP averages 3.6 out of 5 from 514 ratings, while 카카오뱅크 averages 2.8 from 145 ratings.

### Do 페이북/ISP or 카카오뱅크 have ads?

Both 페이북/ISP and 카카오뱅크 show ads.

### Which is updated more often, 페이북/ISP or 카카오뱅크?

페이북/ISP ships an update fortnightly, and 카카오뱅크 every 3 weeks. Most recently, 페이북/ISP was updated on September 24, 2026 and 카카오뱅크 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*