# 페이북/ISP vs 페이워치 Paywatch Korea

The clearest difference is review sentiment: 페이워치 Paywatch Korea at 90% against 페이북/ISP's 28%. 페이워치 Paywatch Korea also leads on rating (5.0 vs 3.6) and in-app purchases (none vs 1). 페이북/ISP's advantage is ratings volume (514 vs 4). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. 페이북/ISP sells 1 one-off in-app purchase. 페이워치 Paywatch Korea asks for nothing beyond the download.

페이워치 Paywatch Korea holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: 페이북/ISP has 514 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 28% of 페이북/ISP's written reviews are positive against 90% of 페이워치 Paywatch Korea's.

페이북/ISP ships an update fortnightly, 페이워치 Paywatch Korea every 3 weeks. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | 페이북/ISP | 페이워치 Paywatch Korea |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (514 ratings)](https://appshunter.io/ios/app/isp/id369125087/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/paywatch-korea/id1463923256/reviews)** |
| Number of ratings | **514** | 4 |
| Positive reviews | 27.5% of reviews | **90.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 488 MB | 45 MB |
| Requires iOS | **15.8** | 16.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [VP Inc.](https://appshunter.io/developer/366728012) | [Paywatch Korea Co., Ltd.](https://appshunter.io/developer/1447078468) |

## What reviewers say

### 페이북/ISP

[App page](https://appshunter.io/ios/app/isp/id369125087)

Manage your finances with personalized benefits, investment opportunities, and smart financial product comparisons. Customize your home screen, track card usage, and discover tailored discounts and rewards. Invest in global markets and stocks with expert picks.

**Highlights:** Personalized benefits and rewards, Investment opportunities (overseas, stocks), Financial product comparison (cards, loans, insurance), Customizable home screen, Card usage and benefit tracking, QR payment via smartwatch

**Features:** Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 안전결제 프리미엄 서비스 1년이용권 | $5.99 | one-time |

**What reviewers like**

- 👍 Convenient QR code payment
- 💡 Continuous discount events
- 🚀 Quick and easy to use

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔋 High data consumption
- 🤔 Confusing and cluttered UI
- 🔒 Lack of biometric login support
- 🙅‍♀️ Difficult for overseas users

**Reported bugs**

- Errors during payment process
- Inability to register non-Korean phone numbers
- Incompatibility with certain devices/OS versions

**Requested features**

- Support for face ID/fingerprint login
- Improved performance and stability
- More user-friendly interface design
- Better support for overseas users


### 페이워치 Paywatch Korea

[App page](https://appshunter.io/ios/app/paywatch-korea/id1463923256)

Access your earned wages before your payday. This service allows employees to receive a portion of their salary in advance, with automatic deduction on the actual payday. It offers a convenient financial solution without impacting credit scores or incurring interest.

**Highlights:** Receive earned wages before payday, Automatic salary deduction on payday, No credit score impact, No interest charges, Partnerships with major financial institutions

**In-app purchases:** none


## Frequently asked questions

### Is 페이북/ISP free?

페이북/ISP is free to download, with in-app purchases available.

### Is 페이워치 Paywatch Korea free?

페이워치 Paywatch Korea is free to download, with no in-app purchases.

### Which has better reviews, 페이북/ISP or 페이워치 Paywatch Korea?

페이워치 Paywatch Korea is rated higher. 페이북/ISP averages 3.6 out of 5 from 514 ratings, while 페이워치 Paywatch Korea averages 5.0 from 4 ratings.

### Do 페이북/ISP or 페이워치 Paywatch Korea have ads?

페이북/ISP shows ads; 페이워치 Paywatch Korea does not.

### Which is updated more often, 페이북/ISP or 페이워치 Paywatch Korea?

페이북/ISP ships an update fortnightly, and 페이워치 Paywatch Korea every 3 weeks. Most recently, 페이북/ISP was updated on October 13, 2026 and 페이워치 Paywatch Korea on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*